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    AI Technology and Human Capital Structure Upgrading: Intrinsic Mechanism and Empirical Test
    HAN Ying, XU Xue-lu
    Journal of Jiangxi University of Finance and Economics    2024, 0 (2): 13-26.  
    Abstract334)            Save
    With the intelligent transformation and upgrading of the traditional production mode by artificial intelligence technology, the production tasks are becoming more and more complicated and specialized, which puts forward new requirementsfor the adaptability of human capital structure. By incorporating the development of artificial intelligence, the upgrading of industrial structure and the upgrading of human capital structure into an organic theoretical analyzing framework, the internal mechanism and regional heterogeneity of the influence of artificial intelligence on the upgrading of human capital structure can be depicted. The empirical studies have concluded that, the development of artificial intelligence can not only directly promote the upgrading of human capital structure, but also play a positive role in the upgrading process of human capital structure by promoting the upgrading of industrial structure. The influence of artificial intelligence development on the advancement of human capital structure has significant regional heterogeneity: the eastern, central and western regions are experiencing a downward cascade, while the positive effect of the development of artificial intelligence in the middle reaches of the Yellow River, the middle reaches of the Yangtze River and the Southwest Comprehensive Economic Zone on the upgrading of human capital structurehas gradually highlighted. The government should speed up the construction of a long-term mechanism for the cultivation of artificial intelligence talents, promote the integrated development of artificial intelligence technology with the real industry, help the transformation and upgrading of industrial structure, and then promote the high-level advancement of human capital structure. At the same time, local governments should adapt to local conditions, orderly promote the development of artificial intelligence, and narrow the gap between regional human capital structures.
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    Green Finance and Value Realization of Ecological Products: An Empirical Study Based on the Data of the Top 100 Counties in China
    HUANG Xiao-yong, CHEN Fei-yu, ZHA Yu-xin
    Journal of Jiangxi University of Finance and Economics    2023, 0 (6): 27-39.  
    Abstract265)            Save
    Green waters and green mountains are golden mountains and silver mountains, and the concept of ecological civilization of Xi Jinping is the key to implementing the harmonious coexistence between humans and nature, promoting high-quality economic development, and promoting the construction of a beautiful China. To realize the ecological value of the counties is a key issue in implementing the“Two Mountains”concept and promoting high-quality economic and social development. Based on the panel data of all the top 100 counties from 2011 to 2020 in the“Top 100 Counties (Cities) in China’s County Economy and County Basic Competitiveness”released in The Research on China’ Economic Top 100 Counties, 2021, this paper calculates the development level of green finance at county level, and conducts an empirical test of the impact of green finance on the realization of the ecological product value at county level. The findings show that green finance has a significant positive impact on the value realization of county-level ecological products. Based on this, it proposes the relevant countermeasures and suggestions to further improve the green financial system, increase the support for green innovation, and promote the cooperation between counties, so as to provide decision-making reference for promoting the realization of the ecological values in counties in the new development stage.
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    Fintech and Bank Vulnerability: From the Perspective of Exogenous Fintech and Internal Digital Transformation
    LIN Xi, WANG Ren-zeng
    Journal of Jiangxi University of Finance and Economics    2024, 0 (3): 23-36.  
    Abstract369)            Save
    Under the background of increasingly severe prevention and control of systemic financial risks, in order to promote the digital transformation process of commercial banks and prevent the outbreak of systemic financial risks, it is of great importance to analyze the relationship between fintech and the vulnerability of banks and to examine whether the fintech can integrate perfectly with commercial banks. This paper makes use of the data of banks and cities from 2012 to 2020 to analyze the impact of external fintech and internal digital transformation of banks on the vulnerability of banks from both the internal and external perspectives. The findings show that exogenous fintech and bank internal digital transformation can significantly reduce the bank vulnerability mainly through improving the deposit and loan structure and the credit quality of banks. The degree of reduction in the vulnerability of rural commercial banks is significantly higher than that of urban commercial banks, and the exogenous fintech can promote bank internal digital transformation through the technology spillover effect. It is further found that the exogenous fintech can reduce the systemic risks of banks, but the marginal effect gradually weakens. And in the early stage of the development of the internal digital transformation of banks, there was no significant inhibitory effect on the systemic risks of banks. With the continuous advancement of the internal digital transformation of banks, its inhibitory effect on the systemic risks of banks gradually emerged and showed an enhanced marginal effect. Therefore, banks should rationally plan the fintech development strategy, fully grasp the opportunities of digital transformation, and guide the benign development of fintech.
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    The Impact of Long-Term Care Insurance on the Financial Burden of Medical Insurance for Urban and Rural Residents: From the Regional Perspective and Based on Substitution Effect
    TANG Wei, YU Xing-ran, SU Fang
    Journal of Jiangxi University of Finance and Economics    2023, 0 (6): 40-55.  
    Abstract382)            Save
    With the deepening of population aging and the increase in medical expenses, the ability of urban and rural residents to pay for medical insurance has weakened, and the financial pressure has been increasing year by year. In order to reduce the personal payment burden, some pilot areas of long-term care insurance adopted a financing method of relying on medical insurance fund transfer during the initial implementation of the system. If this financing method continues, what impact will it have on the financial burden of the medical insurance fund in the future? Based on an actuarial model of medical insurance that includes substitution effects, this paper simulates the operation of long-term care insurance funds and the medical insurance funds in various regions from 2021 to 2050. The results indicate that when the two systems operate independently, the financial burden of medical insurance will significantly increase. If the long-term care insurance relies entirely on medical insurance funds, both the current and cumulative deficits will be advanced by 6 years. If the long-term care insurance has a substitution effect on medical expenses, when the substitution factor for home care subsidies is 2.043, promoting the long-term care insurance nationwide will not have any impact on the sustainability of the medical insurance fund. Therefore, adopting a financing method that relies on the transfer of medical insurance funds during the initial operation of the system will not bring excessive financial burden, but it will help to expand the coverage rate and provide guarantee for the gradual independent operation of the long-term care insurance system.
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    The Fourfold Dimension of Patriotism in The Communist Manifesto
    ZHU Huang-he, ZHANG Yun-ying
    Journal of Jiangxi University of Finance and Economics    2023, 0 (5): 115-124.  
    Abstract265)            Save
    Although Marx and Engels did not specifically discuss the topic of patriotism in The Communist Manifesto, they summarized the general outline of patriotism in the text. The connotation of the concept of patriotism in The Communist Manifesto is polysemous and rich, which should be interpreted in multiple dimensions according to the differences of time and space. This is manifested in the following aspects: in the value dimension, it stands on the position of the proletariat and declares that “the workers have no fatherland”; in the time dimension, it criticizes the patriotic ideology of the realistic capitalist countries and affirms the need to maintain the state power of the proletariat in the transitional period; in the space dimension, it opposes national oppression and supports the liberation movement of the oppressed nations; in the transcendental dimension, it calls on proletarians to transcend the boundaries of the nation-state emphasized by patriotism and to realize a broad worldwide union. Now in the new era, China still needs to strengthen patriotic education, reinforce a strong sense of national community, establish a consolidated patriotic united front, and integrate the Marxist view of patriotism with the specific stage of social development in contemporary China.
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    The Profound Connotation, Great Significance, and Practical Requirements of Xi Jinping’s Important Discourse on New Quality Productivity
    LIU Wen-xiang, ZHAO Qing-si
    Journal of Jiangxi University of Finance and Economics    2024, 0 (4): 13-23.  
    Abstract472)            Save
    The new quality productivity is an important theoretical achievement of the sinicization and modernization of Marxism, which further enriches the connotation of Xi Jinping’s economic thought. Xi Jinping proposed the new concept and requirements of the new quality productivity, adhering to the scientific guidance of Marxist productivity theory, drawing on the historical experience of science and technology promoting the transformation of human social productive forces, inheriting the scientific understanding of the Communist Party of China on the relationship between technology and productive forces, and responding to the practical requirements of the world’s unprecedented great changes in a century.“New”is the driving force of new quality productivity,“quality”is the goal pursuit of new quality productivity, and “productivity” is the core connotation of new quality productivity. Overall, the new quality productivity is driven by scientific and technological innovations, with the strategic emerging industries, future industries, and other“new formats”as the main field of productivity, pursuing a qualitative leap in the ability of human and nature to undergo material transformation. The proposal of the new quality productivity is of great significance for building an independent knowledge system, promoting high-quality development, creating new international competitive advantages, and coordinating regional harmonized development. Therefore, we must take technological innovation as the guide, comprehensively deepening reform and opening up as the driving force, establishing a modern industrial system as the carrier, cultivating high-quality talents as the guarantee, so as to ensure the systematic integration of various elements and ultimately achieve a qualitative leap in productivity.
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    The Impact of Contracted Family Doctor Services on the Health of Older Adults: The Latest Evidences from CLASS
    Ma Qi-feng, Sun Ke-xin, Xie Li-li
    Journal of Jiangxi University of Finance and Economics    2025, 0 (3): 50-62.  
    Abstract157)            Save
    Based on the data from the 2023 China Longitudinal Aging Social Survey (CLASS), this study empirically examines the impact of family doctor contract services on the health of the elderly, and analyzes its mechanism of action and differences in the impact. The findings show that family doctor contract services can effectively promote the physical health of elderly people, but do not significantly improve their mental and social health. The mechanism analysis reveals that family doctor contract services mainly function through two pathways: Improving health behaviors in later life and promoting the utilization of health services. The heterogeneity analysis reveals that the older people with registered residence in cities and towns, with more chronic diseases, with poorer self-care ability, and having access to the Internet can obtain more health performance after receiving the services signed by family doctors; and the elderly with higher service satisfaction will also obtain more health performance. Based on this, in order to further improve the health performance of family doctor contract services among the elderly population, it is suggested that the future related work should be promoted from four aspects: Expanding service supply, strengthening service links, optimizing service structure, and strengthening service supervision.
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    The Logical Necessity and Practical Significance of Upholding the Subjectivity of Chinese National Culture from the Perspective of Adhering to the Party's Cultural Leadership
    Meng Xiang-fei, Yang Shu-xian
    Journal of Jiangxi University of Finance and Economics    2026, 0 (1): 13-22.  
    Abstract130)            Save
    The cultural subjectivity of the Chinese nation is a specific manifestation of cultural subjectivity, reflecting the consciousness, innovative creativity, autonomy, and independence demonstrated by the Chinese nation in cultural practice. The contemporary embodiment of the Chinese nation's cultural subjectivity includes firm self-awareness in cultural cognition, clear and steadfast principles in cultural theory, historical consciousness in cultural development, and independent autonomy in cultural spirit. Cultural hegemony is an expression of power rooted in the objective existence of culture, which determines that upholding the Party's cultural leadership cannot be achieved without the strong support of cultural subjectivity as an inherent cultural imperative. Upholding the cultural subjectivity of the Chinese nation is a logical necessity for maintaining the Party's cultural leadership, where firm self-awareness in cultural cognition serves as the fundamental prerequisite for defining the direction of cultural development, clear and steadfast principles in cultural theory act as a crucial guarantee for driving cultural innovation and progress, historical consciousness in cultural development serves as the intrinsic force for coordinating cultural resource integration, and independent autonomy in cultural spirit represents the guiding principle for advancing the internal and external dissemination of culture. On the new journey, it is essential to continue upholding the cultural subjectivity of the Chinese nation by adhering to the Party's cultural leadership, following the fundamental principles of the“Two Combinations” (especially the“Second Combination”), empowering the people as the principal force in cultural innovation and creation, and focusing on the practical goal of fulfilling the cultural mission of promoting cultural prosperity and building a culturally strong nation in the new era.
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    Digital Transformation Enables High-Quality Development of Manufacturing Enterprises:From the Dual Perspectives of Economic Benefits and ESG Performance
    TAN Ya-fei, ZHU Zhao-hui, LI Min-xin
    Journal of Jiangxi University of Finance and Economics    2024, 0 (4): 45-58.  
    Abstract1191)            Save
    Digital transformation is a stabilizer of the productivity and a catalyst for the sustainable development in manufacturing enterprises. Whether digital transformation can realize the“win-win”result between economic performance and ESG performance is an important issue in the high-quality development of manufacturing enterprises. Based on the data of the listed manufacturing enterprises from 2010 to 2020, this paper conducts an empirical study. The findings show that digital transformation can promote the high-quality development of manufacturing enterprises, that is, improving their total factor productivity and ESG performance at the same time. The mechanism validation shows that the innovation channel and the efficiency channel are the key paths for the digitalization to enable the high-quality development of manufacturing enterprises, and that digital transformation can promote the tilting of resources to high-productivity enterprises and effectively promote the improvement of ESG performance. Further research reveals that a favorable business environment and accelerated marketization can strengthen the positive effects of digitalization on the high-quality development of enterprises. In addition, there are significant structural changes in the impact of digital transformation on the high-quality development of enterprises. Therefore, the manufacturing enterprises should fully utilize digital technology to continuously promote the compound growth of economic performance and ESG performance, and continuously improve the talent training mechanisms. At the same time, the government should consolidate the institutional foundation, create a good business environment, improve the market mechanisms, so as to continuously release the role of digital transformation strategy in empowering the high-quality development of enterprises..
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    A Study of the Impact of Non-Agricultural Employment and Basic Medical Insurance on Rural Labor Force Consumption
    TAO Chun-hai, XIONG Qi-zhe, XU Yu-ming
    Journal of Jiangxi University of Finance and Economics    2024, 0 (4): 59-72.  
    Abstract218)            Save
    Based on the micro-survey data of CHFS 2019, this paper makes an analysis of the impact of non-farm employment on the consumption of rural labor force and the moderating effect of the basic health insurance. The findings show that non-agricultural employment can promote rural labor force consumption, and that the length of non-farm employment and the proportion of non-farm income can both significantly improve the level of rural labor force consumption. To choose the urban employee basic medical insurance and the urban and rural labor force basic medical insurance will both have a positive moderating effect on the relationship between non-agricultural employment and rural labor force consumption, while choosing the new rural cooperative medical insurance will have a negative moderating effect. As for different regions and different age groups, to choose the different types of basic medical insurance will have different effects on the relationship between non-agricultural employment and rural labor force consumption. The choice of the basic medical insurance for urban employees by rural labor force will positively promote the impact of non-agricultural employment on the upgrading of consumption structure. Therefore, it is proposed to strengthen the guarantee of non-agricultural employment for rural labor force, increase the participation rate of rural labor force in non-agricultural employment, and promote the coordinated development of the basic medical insurance systems among the regions. It is necessary to explore the consumption potential of rural labor force, and promote the upgrading of rural consumption, so as to better promote the implementation of the rural revitalization strategy and provide reference to the construction of a new development pattern of“dual circulation”.
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    The Paid Contract Services of Family Doctors and the Public Healthcare Behavior: From the Perspective of Medical-Prevention Integration
    LI Zi-hao
    Journal of Jiangxi University of Finance and Economics    2024, 0 (4): 73-86.  
    Abstract253)            Save
    The family doctor signing system is an important foundation for the supply of integrated medical and preventive services. This study uses the data from the China Health and Elderly Care Tracking Survey 2018 to investigate the mechanism of paid family doctor signing services on public medical behavior and choice. The findings of this paper show that from the perspective of medical service utilization, paid family doctor contract services can effectively promote their medical service utilization behaviors, and the improvement effect on outpatient behavior is stronger than that on hospitalization. From the perspective of medical expenses, participating in paid contracts can significantly reduce residents’ self payment expenses for medical. From the perspective of grassroots first visit behavior, paid family doctor contract services can effectively regulate resident hospitalization behaviors in grassroots first visits, but have no significant improvement effect on outpatient services. From the perspective of the impact mechanism, medical service satisfaction plays a mediating role in the mechanism of paid contract signing on hospitalization behavior, but does not affect outpatient behavior. From the perspective of accessibility to medical resources, both outpatient and inpatient medical distances can positively moderate the impact of paid contracts on medical out-of-pocket expenses, while only a negative moderating effect of inpatient medical distance is found in the impact on grassroots first visit behavior. Based on the above findings, this article suggests relying on paid contract services to improve the utilization level of medical services, strengthen the capacity of grassroots medical and health services, include paid contracts in medical insurance to further reduce patient self payment costs, and improve the accessibility and public satisfaction of grassroots medical and health services.
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    The Monopoly Risks of Public Data Licensing Operations and Their Responses
    WANG Di
    Journal of Jiangxi University of Finance and Economics    2024, 0 (4): 126-136.  
    Abstract395)            Save
    Public data authorization operation, as an important means to promote the circulation of public data, is a way to deeply unleash the potential value of public data, which is conducive to the construction of data infrastructure system and the promotion of market-oriented allocation reform of factors. However, there is an inherent monopoly risk in the current practice of public data authorization operations, which can have a detrimental effect on the release of public data value and hinder its release of public and economic value. It will also cause the legitimate interests of consumers to be unable to be protected, and consumers will become the end users of damaged interests. Public data has complex attributes of public-private integration, the non-transferability of the object of public data authorization operation, and the lack of effective competition in the public data authorization operation mechanism, together lead to the formation of monopoly risks in public data authorization operation. To deal with the monopoly risk of public data authorization operation, we should not only focus on ensuring fair competition in the authorization operation mechanism, but also comprehensively enhance the fairness and competitiveness of the authorization operation mechanism. We also need to strengthen the construction of the behavioral norms system for authorized operation entities, improve the behavioral norms for public data authorization operations, and establish internal compliance systems for authorized operation entities. In addition, we need to constrain government regulations from aspects such as regulatory scope, regulatory scale, and regulatory methods, and seek a reasonable balance between market-oriented operations and government regulation.
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    Research on Agricultural Brand Construction Based on the Complex Network Evolutionary Game under the Plan of Building A Strong Agricultural Country
    CHEN Hong, LI Yan-qiu
    Journal of Jiangxi University of Finance and Economics    2023, 0 (5): 91-103.  
    Abstract188)            Save
    Agricultural brand building is an important means of promoting high-quality agricultural development and an important symbol of agricultural power. The participants in agricultural brand construction are complex, and a clear understanding of their behavioral choices during the construction process can enrich and innovate the theory and practice of Chinese style agricultural brand construction. Based on the evolutionary game theory, this paper analyzes the strategic choices and implementation conditions of local governments, agricultural product producers, and consumers in the construction of agricultural brands, and conducts complex network simulation experiments. The results show that: (1) the tripartite game between local governments, producers, and consumers can evolve to a stable state of government incentives, producer participation, and consumer purchases, and the equilibrium and stability conditions of each entity are closely related to their own cost benefits, the producers’ brand value awareness and the brand stickiness can promote strategic stability; (2) as exogenous factors, local governments and consumers’ choicescan jointly promote the strategic learning of the production entities in the complex networks, in which the exogenous forces act on producer costs and benefits, thereby promoting the evolution and stability of production strategies; (3) driven by the market, the brand premium can promote the successful diffusion of agricultural brand production strategies. Therefore, the ultimate goal of China’s agricultural brand construction should be to become a strong agricultural country, driven by both the government and the market; it should cultivate a mutually beneficial and symbiotic mechanism among the participating entities.
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    Ideological and Political Education Empowered by ChatGPT: Technical Paths and Possible Issues
    HUANG Xin-rong, LIU Liang
    Journal of Jiangxi University of Finance and Economics    2023, 0 (6): 104-113.  
    Abstract342)            Save
    ChatGPT has attracted global attention with its powerful generative intelligence; while providing a more specific technical application path for empowering ideological and political education with artificial intelligence, it also brings about various new problems. From a technical perspective, ChatGPT may make it easier for ideological and political theory and practice to obtain the necessary information and discover the hidden ideological and political laws from the vast amount of information. ChatGPT may allow educators to study and analyze educational objects from a multidimensional perspective, to gain easier access to interactive experiences between educators and educational objects, and to have more convenient access to ideological and political work consulting services. In terms of possible issues, the language model of ChatGPT may generate and disseminate erroneous information, making it difficult for educators to distinguish. ChatGPT may generate certain ideological biases during the learning and training process. The powerful functions of ChatGPT can easily lead to educators’ dependence on it. In addition, there are still a series of ethical issues that cannot be solved at present.
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    On the Responsive Turn of China’s Securities Regulation: Observation Based on the First Case of Illegal Reduction after the Implementation of the New Securities Law
    WANG Yi-cheng
    Journal of Jiangxi University of Finance and Economics    2023, 0 (6): 114-127.  
    Abstract199)            Save
    CSRC shifted the regulatory path in the Yingyi case of Shanghai because of the policy background of “zero tolerance”, which reveals the practical requirements against the poor effectiveness of the existing behavior regulation and the lack of relief in civil compensation litigation, reflecting the deterrent regulatory strategy of “command-control”. The breakthrough in identifying the nature of behavior in this path shift has already violated the rules and values of information disclosure and share transfer restrictions, highlighting the inherent limitations of the regulatory model based on deterrence strategy, such as the randomness of law enforcement, the tendency to excessive punishment, and the presupposition of antagonistic relationships. The responsive regulation theory breaks away from the single idea of “strengthening deterrence with punishment”, and is committed to building cooperative relationships, which can improve the regulatory efficiency and serve as a basis for China’s securities regulatory reform. However, in the process of its localization, it is necessary to properly handle the incompatibility between it and the local resources of China’s securities regulation, so as to avoid oriented regulatory capture and substantive regulatory relaxation. To play the positive role of the responsive regulation and improve the scientificity and effectiveness of China’s securities regulation, it is necessary to base on the actual needs of China’s capital market, promote the subjective consciousness and ability building of the self-disciplined regulators, optimize the cooperative administrative regulation tools, and ensure the deterrent strength of securities law enforcement.
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    “Grain-Oriented”or“Non-Grain-Oriented”: the Policy Effect of High-Standard Farmland Construction
    GONG Yan-ling, ZHANG Ying-liang
    Journal of Jiangxi University of Finance and Economics    2023, 0 (6): 68-83.  
    Abstract234)            Save
    Based on the micro survey data of 1032 farmer households in China’s 10 provinces, this paper systematically analyzes the influence and its mechanism of high-standard farmland construction on the “grain-oriented” or “non-grain-oriented” agricultural planting structure. It is found that the implementation of high-standard farmland construction policy and the increase of construction scale both have a “grain-oriented” impact on agricultural planting structure, and it is still significant under a series of robustness tests of replacing the explained variables, the continuous DID estimation of provincial macro data and the propensity score matching method. The mechanism analysis shows that the high-standard farmland construction encourages farmers to grow grain crops by improving the level of agricultural socialization service. And the farmers’ behavior response is characterized by “grain-oriented” characteristics. The heterogeneity analysis shows that compared with the non-major grain producing areas and the mountainous areas, the high-standard farmland construction can increase the proportion of grain sown area in the major grain producing areas and the plain and hilly areas, and has a more obvious impact on the “grain-oriented” large-scale farmer households than the small farmer households. Therefore, we should promote the high-standard farmland construction according to the actual needs, improve the effectiveness of high-standard farmland construction, at the same time, expand the agricultural socialization service functions and encourage farmers to orderly carry out large-scale planting, thus promoting the “grain-oriented” agricultural planting structure.
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    Research on Altruistic Rent-Seeking and Its Correction in the Implementation of Rural Revitalization Projects: Based on the Investigation of S Town in Central China
    WANG Wen-long
    Journal of Jiangxi University of Finance and Economics    2023, 0 (6): 84-91.  
    Abstract154)            Save
    In the implementation of rural revitalization projects, the self-interested rent-seeking, due to its self-interested characteristics, has attracted widespread attention from the society and become the focus of the government’s anti-corruption. Along with the continuous improvement of the anti-corruption system and the continuous improvement of the project management level, this kind of rent-seeking has been greatly reduced. While the altruistic rent-seeking has been ignored by the society and is spreading due to its altruistic characteristics, which has caused new hazards. The research based on S town in central China reveals that, compared with ordinary egoistic rent-seeking, the altruistic rent-seeking not only increases the risks of resource misallocation and inefficient use of rural vitalization projects, but also forms a demonstration effect to promote the official rank standard and the path dependence in rural development, thus damaging the credibility of the government. Its potential harm is greater and should be paid more attention by the government. Therefore, it is necessary to formulate reasonable strategies to reduce altruistic rent-seeking, effectively improve the efficiency and fairness of resource allocation in rural revitalization projects, restore government credibility, and enhance rural endogenous development capabilities according to China’s current national conditions from such aspects as establishing a people-oriented ideology and a sense of fairness, improving democracy and the rule of law, correcting the alienation of rural revitalization goals, and strengthening the supervision of rural revitalization projects, and so on.
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    Does the Digital Transformation of Commercial Banks Improves the Availability of Credit to SMEs
    GUI He-fa, DENG Ru-sha
    Journal of Jiangxi University of Finance and Economics    2024, 0 (1): 25-36.  
    Abstract337)            Save
    Taking the data of SMEs in Chinese market from 2010 to 2021 as the research sample, this paper focuses on the impact of commercial banks’ digital transformation on the credit availability of SMEs and the role of banking governance represented by financial regulation and financial competition in the process of commercial banks’ digital transformation on the credit availability of SMEs. The findings show that the digital transformation of commercial banks can significantly improve the credit availability of SMEs and enhance the inclusive financial services for SMEs. The relationship between the banking governance represented by financial regulation and financial competition and the credit availability of SMEs presents a nonlinear inverted“U”shape, that is, there is an optimal intensity of financial regulation and degree of financial competition, which optimizes the credit availability of SMEs. In the process of banking governance affecting the credit availability of SMEs, the digital transformation of commercial banks will affect the optimal intensity of financial regulation and degree of financial competition to optimize the credit availability of SMEs, that is, the higher the level of digital transformation of commercial banks, the higher the optimal financial regulatory intensity and the degree of financial competition that can optimize the credit availability of SMEs. The above-mentioned conclusions have important policy implications for in-depth implementation of financial regulation and correct guidance of financial competition, so as to better promote the digital transformation of commercial banks and improve the availability of credit for SMEs.
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    A Study on the Impact of Social Pension Insurance on the Physical and Mental Health of the Elderly
    JIANG Sheng-zhong, GUO Xiu-qi, YAN Shu-han, WANG Jia-lu
    Journal of Jiangxi University of Finance and Economics    2024, 0 (2): 41-55.  
    Abstract407)            Save
    Based on the data from the 2018 China Health and Retirement Longitudinal Study, this paper uses the multiple linear regression model to empirically analyze the relationship between whether or not to enroll in social pension insurance and the amount of pension and the physical and mental health of the elderly. It also incorporate life satisfaction, preventive medical service utilization and social activities as mechanism variables into the analytical frameworkto specifically analyze the internal mechanisms through which social pension insurance affects the health of the elderly. The findings show that whether or not to participate in social pension insurance has little effect on the health status of the elderly, while the level of pension has a significant positive relationship with the health level of the elderly. The pension level can enhance the health of the elderly through the improvement of life satisfaction, the preventive medical service utilization and the social activities. Further research reveals that the pension level has a more pronounced effect on the mental health of the urban elderly. In view of this, it is recommended to improve the social pension insurance system, steadily raise the level of pension benefits, and pay attention to the construction of the supporting system for pension services, so as to strengthen the role of social pension insurance in promoting the health of the elderly.
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    Are Chinese Farmers“Good at Division”or“Good at Cooperation”? On the Influence of Confucian Culture on Farmer Cooperation
    CUI Bao-yu, WANG Xiao-se
    Journal of Jiangxi University of Finance and Economics    2024, 0 (5): 94-109.  
    Abstract234)            Save
    Since the 21 century, whether Chinese farmers are“good at division”or“good at cooperation”has been under constant debate. Based on the sample data of 223 prefecture-level cities in China from 2014 to 2020, this paper investigates the effect of Confucian culture on farmers’ cooperation and its mechanism by taking farmers’ cooperatives as the research object. The findings show that, first, Confucian culture can promote farmers’ cooperation, which is not only a strong rebuttal to the negative view that Chinese farmers are“good at dividing but not good at cooperating”but also the cultural confidence and path confidence in the development of Chinese cooperatives. Second, the formal system plays a suppressive role in the promotion of farmers’ cooperation by Confucian culture, and the better the formal system, the weaker the promotion effect of Confucian culture on farmers’ cooperation. Third, Confucian culture will play a greater role in promoting farmers’ cooperation in the lower open areas and the western regions, and the promoting effect of Confucian culture on farmers’ cooperation has become more obvious since the adjustment of the tendency of cooperative policy intervention in 2019. Fourth, Confucian culture can indirectly influence farmers’ cooperation by increasing the level of educational public facilities and social capital. Therefore, we should attach importance to the nourishing effect of traditional culture on modern cooperative culture, promote the organic integration of Confucian culture and cooperative culture, adhere to expanding opening up to the outside world, strengthen the construction of educational public facilities, expand the network of farmer relationships, and accelerate the process of farmer organization and cooperation.
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    New Quality Productivity and the Shaping of National Security Initiatives
    CHEN Shi-fa, LIANG Wei
    Journal of Jiangxi University of Finance and Economics    2024, 0 (4): 3-12.  
    Abstract181)            Save
    The new quality productivity represents the direction of the development of advanced productive forces and is directly related to the solid foundation, core subjects and key support for shaping the national security initiative. Through industrial innovation and the expansion of new labour objects, the new quality productivity can strengthen the material basis for shaping the solid foundation of the right to take the initiative in national security, and have become the inevitable choice for shaping the right to take the initiative in national security by promoting the high-quality economic and social development. Through the cultivation of high-quality new labourers, the new quality productivity can shape high-quality talents as the core subjects of the right to take the initiative in shaping national security, and become an intrinsic requirement for the right to take the initiative in shaping national security, so as to construct a harmonious and stable social environment. Through scientific and technological innovation, the new quality productivity can generate new quality labor materials with high technological content, strengthen the scientific and technological forces to be the key support for shaping the national security initiative, break and master the key core technologies, and become the fundamental path of shaping the national security initiative. Thus, by strengthening the material, human and scientific support for shaping the national security initiative, the new quality productivity can lay a more solid foundation for the construction of a higher-level national security system.
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    From“A Country under Rule of Law ”to“China under Rule of Law”: Subjective Innovation of Socialist Rule of Law Discourse with Chinese Characteristics in the New Era
    YANG Jun
    Journal of Jiangxi University of Finance and Economics    2024, 0 (5): 3-12.  
    Abstract213)            Save
    Since the 18th National Congress of the Communist Party of China,“China under rule of law”has been established as an important discourse of socialist rule of law with Chinese characteristics in the new era. Looking back at history, it can be found that this is another important development of the discourse of socialist rule of law with Chinese characteristics after the establishment of the discourse of“rule of law”, the return of the discourse of “socialist rule of law”, and its transformation into a“country under socialist rule of law”. On the basis of inheriting the existing discourse of the rule of law,“China under rule of law”has obvious subjectivity connotations in both practical and value dimensions, demonstrating the subjectivity consciousness of China’s rule of law construction in the new era. In this sense,“rule of law in China”constitutes the subjective innovation of the discourse of socialist rule of law with Chinese characteristics in the new era. This innovation is not only a theoretical logical conclusion, but also a practical need to solve the problem of the lack of subjectivity in China’s rule of law construction. The emergence of the subjectivity of“rule of law in China”requires adhering to the material production practice of China’s social and historical subjects as the starting point in the construction of the rule of law, insisting on the promotion of the construction of the rule of law in both form and substance, and persisting in the close integration of the inheritance of China’s excellent traditional legal culture with the contemporary China’s rule of law construction.
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    The Four Logics of Chinese Style Modernization Created by the Inheritance of Red Genes with the Coordination of “the Two Civilizations”
    LI Xiu-xiang, LIU Miao-miao
    Journal of Jiangxi University of Finance and Economics    2024, 0 (5): 13-23.  
    Abstract178)            Save
    The modernization of coordinated material civilization and spiritual civilization is one of the important characteristics of Chinese style modernization. The red gene is the spiritual core of the Communist Party of China (CPC). The inheritance of the red gene is to unswervingly inherit the original intention and mission of the CPC. The inheritance of the red gene provides a source of historical confidence, theoretical awareness, cultural confidence and innovation for the Chinese path to modernization with the coordinated“two civilizations”. From the historical perspective, the inheritance of the red gene has opened up the road, laid the foundation, created a new situation, and consolidated the foundation for Chinese path to modernization in which the“two civilizations”are coordinated. From the perspective of theory, the basic principles of Marxism and the theoretical consciousness of the CPC people provide theoretical support for the inheritance of the red gene, which created the Chinese style modernization with the coordination of the“two civilizations”, and lay a solid ideological foundation. From the perspective of culture, the inheritance of red genes builds a spiritual fortress for Chinese path to modernization that coordinates the“two civilizations”and shoulders the cultural mission. From the perspective of innovation, the inheritance of red genes stimulates innovation vitality and provides the major country with solutions for the coordinated Chinese path to modernization of “two civilizations”. In the process of comprehensively promoting the great rejuvenation of the Chinese nation with Chinese style modernization, we must inherit the red gene, continue the red blood, and absorb the spiritual strength from victory to victory.
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    Research on the Contingency Impact of Entrepreneurial Team Reflection and Dual Leadership on the Improvisation of Dual Entrepreneurship
    ZHOU Lei, XIONG Li
    Journal of Jiangxi University of Finance and Economics    2024, 0 (5): 24-37.  
    Abstract131)            Save
    In today’s rapidly changing entrepreneurial environment, how entrepreneurial teams can use contingency to stimulate exploratory and developmental improvisational behaviors to respond to different situational needs has become an increasingly important focus in academia. Based on the contingency theory, this study explores the dual impact of entrepreneurial team reflection and dual leadership behavior on dual entrepreneurial improvisation from the perspective of team processes. Two classroom scenario experiments are designed based on the characteristics of task reflection and process reflection to conduct scenario task exercises. The findings of Experiment 1 reveal that both task reflection and leadership open behavior can predict more team exploratory improvisation, and leadership open behavior could enhance the positive impact of task reflection on exploratory improvisation, while leadership closed behavior will weaken the above effect. The findings of Experiment 2 show that both process reflection and leadership closure behavior can predict more team development improvisation, and leadership closure behavior can enhance the positive impact of process reflection on development improvisation, while leadership openness behavior will weaken the above effect. These two experimental results indicate that the strategically pairing team reflection and the dual leadership can generate multiple synergies, inspiring entrepreneurial teams to flexibly handle improvisational differences brought about by different reflections and to play an important regulatory role by the dual leadership, thereby achieving a dual balance of entrepreneurial improvisation in a larger temporal and spatial scope, and releasing the best effects of the two improvisations in responding to different environmental changes, so as to help the long-term development of enterprises.
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    Can the Development of Digital Inclusive Finance Narrow the Urban-Rural Income Gap
    GUO Hang
    Journal of Jiangxi University of Finance and Economics    2024, 0 (5): 38-52.  
    Abstract779)            Save
    The report of the 20th National Congress of the Communist Party of China proposed that achieving common prosperity for all is one of the basic goals of Chinese path to modernization, and narrowing the income gap between urban and rural areas is the key means to achieve this goal. Based on the data from 31 provinces in China from 2011 to 2020, this study uses spatial econometric models to explore the role and impact of digital inclusive finance development in narrowing the urban-rural income gap. The results indicate that there is an inverted U-shaped relationship between the development of digital inclusive finance and the urban-rural income gap. In the short term, the development of digital inclusive finance may temporarily exacerbate the urban-rural income gap, but in the long run, its sustained development will help narrow the urban-rural gap. Meanwhile, the development of digital inclusive finance also has spatial spillover effects. Further analysis shows that in the eastern and western regions, with lower industrial structure, lower urbanization level, and lower marketization level, the development of digital inclusive finance plays a greater role in narrowing the urban-rural income gap. At the same time, the role of digitalization level and coverage breadth is also evident. The mechanism analysis reveals that the development of digital inclusive finance can narrow the income gap between urban and rural areas by improving the level of traditional financial development and the human capital of farmers. Therefore, in the process of promoting the development of digital inclusive finance in the future, the government should pay more attention to expanding its application breadth, introducing relevant preferential policies to the central and western regions, and encouraging the developed regions to share infrastructure, so as to more effectively promote the narrowing of the urban-rural income gap and solidly promote the realization of common prosperity for all people.
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    The Impact of Digital Literacy on the Employment Quality of Rural Female Labor Force
    CHEN Li, WENG Zhen-lin
    Journal of Jiangxi University of Finance and Economics    2024, 0 (4): 87-100.  
    Abstract374)            Save
    By making use of the data of China Household Tracking Survey (CFPS) database, this paper studies the influence of digital literacy on the employment quality of rural female labor force. The results show that digital literacy has a significant effect on the improvement of the employment quality of rural female labor force, and has a greater impact on the subjective employment quality. On the one hand, digital literacy can promote the objective employment quality of rural female labor force through expanding the information channels; on the other hand, digital literacy can weaken the subjective employment quality of rural female labor force through reducing the relative income evaluation. The heterogeneity analysis shows that digital literacy has a more significant effect on the objective employment quality of rural female labor groups with lower per capita household net income, while it has a significant effect on the subjective employment quality of high-income groups. The positive influence of digital literacy on the objective employment quality of rural female labor groups is mainly concentrated in the age groups between 16 and 45 years old, and the influence on the objective and subjective employment quality of the groups with lower and middle education is more obvious. Each dimension of digital literacy has a different impact on employment quality. Therefore, in the future, the government should continue to increase the construction of digital infrastructure, cultivate the digital literacy of rural women, improve the protection of employment rights and interests, and promote the improvement of employment quality.
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    Occupational Location and Employment Quality: Micro Evidence from Migrant Workers’ Voting with Their Feet
    LIU Xiao-yu, ZHANG Jin-hua, SHEN Ya-fang
    Journal of Jiangxi University of Finance and Economics    2024, 0 (4): 101-114.  
    Abstract164)            Save
    The high-quality and full employment of migrant workers is a key link in promoting the integrated development of urban and rural areas, promoting the citizenship of migrant workers, and achieving common prosperity. Based on the Rosen-Roback spatial equilibrium model, this paper demonstrates the impact of occupational location on the employment quality of migrant workers and its internal mechanism from the perspective of urban scale by using the data of China Migrants Dynamic Survey. The results show that, under the vote with feet, the occupational location of migrant workers has a significant effect on high-quality employment, which is expressed in the four aspects: wage income, labor burden, occupational level and employment security. Through the knowledge spillover effect, the labor pool effect and the social network effect, occupational location can deepen the accumulation of human capital, improve the efficiency of job matching, and expand the breadth and depth of social capital, then improving the employment quality of migrant workers. This effect of employment quality is characterized by significant heterogeneity of groups, and the interrupt effect generated from frequent urban mobility changes in occupational location is not conducive to high-quality employment of migrant workers. Therefore, it is necessary to accelerate the development of small and medium-sized cities, improve public employment services, build a unified labour market, promote the construction of new urbanization, pay attention to disadvantaged groups of rural migrant workers, optimize labour relations and labour protection, ensure employment and livelihoods, and help migrant workers to achieve high-quality employment.
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    The Social Tracing of Digital Exploiting Abuse and the Development of Anti Monopoly Enforcement Norms and Discretions
    YU Ling, JIANG Peng, CHEN Bai-hao
    Journal of Jiangxi University of Finance and Economics    2024, 0 (4): 115-125.  
    Abstract273)            Save
    As an organized superpower, the rise of digital technology demonstrates a very strong technological backlash on society, which not only strengthens the shielding of material relationships from human relationships, but also exacerbates the trend of technology giants exploiting attention and data from other social groups under the illusion of contractual freedom. Due to the limitations of the current anti-monopoly legislative system and the limited enforcement resources, the anti-monopoly enforcement agencies have adopted a typical utilitarian approach to digital exploitative abuse, either selectively ignoring or arbitrarily using discretionary methods and benchmarks. The case discretion shows significant irregularity, further amplifying the exclusion effect of digital exploitative abuse on the social system and undermining the public’s normative expectations for the operation of anti-monopoly laws. The enforcement of anti-monopoly laws on digital exploitative abuse should be subject to three limitations: market forces, anti-monopoly damage, and recognition standards. The development of the regulatory discretion is an important path for anti-monopoly laws to respond to the enforcement challenges brought about by digital technology changes and improve enforcement efficiency. This requires a change in mindset, adding new elements of damage, establishing a formal case screening mechanism, and ultimately achieving the simultaneous development of cases of digital exploitative abuse and exclusive abuse. We still need to change the path, clarify the value calculation method of attention and data, and identify comparable products, periods, and geographic markets through comparative price differences, scientifically matching judgment benchmarks for attention and data exploitation.
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    The Theoretical Essence and Practical Development of Xi Jinping Thought on Rule of Law on the Trial Management System
    ZOU Yu-zhuo, HUANG Qiu-ying
    Journal of Jiangxi University of Finance and Economics    2024, 0 (4): 24-32.  
    Abstract171)            Save
    Xi Jinping’s thought of rule of law closely links trial management with judicial system reform, making trial management a bridge to connect judicial reform. It not only emphasizes the role of trial management in judicial system reform, but also highlights the important position of trial management in national governance. The essence of trial management in Xi Jinping Thought on rule of law is derived from the common characteristics of Xi Jinping Thought on rule of law. It adheres to the principles of judicial operation as the basis of argument, sticks to the people as the center, persists in the overall view of judicial responsibility, the view of judicial policy coordination and the view of judicial science and technology system as the main content, and insists on the reform and innovation of the trial management system and the solutions to the deep-seated problems in trial management practice as the breakthrough and focus. It not only responds to the practical difficulties in trial management, but also is an action guide and theoretical support for the new tasks of judicial reform, responding to the new requirements of judicial practice, and promoting the in-depth development of the trial management system in the new era.
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    Industrial Resilience: Connotation, Influencing Factors and Outlook
    YOU Liang, REN Qing
    Journal of Jiangxi University of Finance and Economics    2024, 0 (4): 33-44.  
    Abstract475)            Save
    Cultivating industrial resilience is a necessary strategy to cope with the profound changes unseen in a century and a practical move to promote the steady and sustainable development of China’s economy. However, the relevant research progress is rather slow, and the research results are relatively scattered. The existing studies vary in the analysis of the connotation, influencing factors, and measurement evaluation of the industrial resilience, lacking systematic summarization. This paper reviews the research progress of industrial resilience and its related fields, analyzes and evaluates the connotation and the measurement methods of industrial resilience, and outlines the influencing factors of industrial resilience. The findings show that industrial resilience is a complex coupling system composed of economic, social, and ecological environment subsystems that interact with each other. This paper focuses on the core contents of industrial resistance, recovery, re-orientation and renewal, aiming to achieve the sustainable development in the economy, the society, and the ecological environments. However, there are still deficiencies in the theoretical framework construction, comprehensive exploration of the research subjects, and cross-industry comprehensive researches in current industrial resilience researches, leaving broad space for future researches. In short, a systematical review of the industrial resilience can help to deeply understand it and provides useful references for promoting the improvement of China’s industrial resilience and the steady economic development.
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    Long-Term Care Insurance Policy: Essential Characteristics, Implementation Effect and Overflow Effect Based on the Investigation of the Pilot City of Z District in Nantong
    SU Hui, WANG Lin, LIU Hua
    Journal of Jiangxi University of Finance and Economics    2024, 0 (3): 64-77.  
    Abstract404)            Save
    Based on the survey and interview data of Z District in Nantong, which is among the first batch of pilot cities in China, this paper investigates the implementation effect of the long-term care insurance policy. The findings show that the long-term care insurance policy can provide economic support for the disabled elders and their families through the way of social aid; at the same time by perfecting the care service system, this policy can help the families of the disabled elders to turn their economic supports into care services to a certain extent, thereby achieving its basic policy objectives. For now, however, the utilization rate of the long-term care insurance policy is still low, and the release of the family labor force is limited, especially in rural areas. At the same time, the long-term care insurance policy has the spillover effect of promoting the development of the pension industry and promoting the optimal allocation of medical insurance resources to a certain extent. In the future policy implementation, the richness and practicability of the home service content should be increased, while the duration and frequency of service should be increased. The government should gradually reduce the intervention in the elderly service market, and introduce a benign market competition mechanism, so as to promote the improvement of the pension service level.
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    Transparency and Nominalization: On the Ideological and Institutional Reform of the Regulation of Shareholding Entrustment in China
    AI Xi
    Journal of Jiangxi University of Finance and Economics    2024, 0 (3): 125-136.  
    Abstract225)            Save
    There are various types of shareholding entrustment in China, including legal and illegal ones. On the one hand, shareholding entrustment can activate private investment and financing, promoting economic development, and on the other hand, it can also become a tool for money laundering and gray interest transactions, bringing many difficulties to the supervision of listed companies and the judicial trial of equity disputes. In terms of the current regulation of shareholding entrustment, due to unclear concepts, the concept of “Dormant Partnership”introduced in the civil law system did not fully adopt the strict concept of “Commercial Externalism”. In terms of the regulation of shareholding entrustment in listed corporations, the regulatory concept of “Complete Prohibition”has been adopted; plus the concept of “Dormant Partnership”in the Civil Law System and the strict “Commercial Externalism”, itself has contradictions and conflicts that cannot be reconciled logically. At the same time, China’s Partnership Enterprise Law has not introduced the concept of “Dormant Partnership”. Conflicts and contradictions in various regulatory concepts have led to the failure of regulatory measures, resulting in a proliferation of shareholding entrustment. The regulatory concepts of increasing equity transparency and nominalization in the Common law system have provided us with good insights. With reference to the reform achievements of the Common Law System, this article suggests to timely reform the Company Law and the Securities Law in accordance with the requirements of the FATF, update the regulatory concepts, increase equity transparency, and force shareholding entrustment to develop towards nominalization. It is also suggested to introduce the concept of “Substantial Interest Holder”, establish the corresponding supporting systems to guide the healthy development of shareholding entrustment behavior, and curb various illegal equity shareholding entrustment behaviors without harming the effective demands at the same time.
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    The Logical Framework and Practical Methods for Building a High-Level Socialist Market Economy System from the Systemic Perspective
    Ji Rui
    Journal of Jiangxi University of Finance and Economics    2026, 0 (2): 3-13.  
    Abstract81)            Save
    As a crucial safeguard for the Chinese path to modernization, a high-level socialist market economy system is the core task in further comprehensively deepening reforms in the new era. From the perspective of overall objectives, the high-level socialist market economy system is theoretically guided by the relevant discussions of classical Marxist writers on future socio-economic forms, evolves along the trajectory of the integration of socialism and the market economy, and is oriented toward the practical requirements such as highly coordinated regulatory mechanisms, highly efficient market mechanisms, and high-level openness. From the systemic logic, the construction of a high-level socialist market economy system should grasp the prospects for high-level transformation of the socialist market economy system by learning from the past and drawing lessons from the present, pursue high-quality development in system construction with a holistic perspective and awareness of the bigger picture, and achieve the systematic construction of a high-level socialist market economy system through coordinated efforts. From the practical approach, the top-level design should be shaped by combining the strengthened Party leadership with respect for the pioneering spirit of the people, the scientific methods should be clarified by integrating goal-oriented and problem-oriented approaches, the structural optimization of internal elements and external mechanisms in the reform system should be advanced, and the interconnection of globally significant aspects and major issues should be realized to enhance overall effectiveness, thereby promoting the systematic construction of a high-level socialist market economy system.
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    The Scientific Connotation, Internal Connections, and Synergistic Pathways of the“Four Global Initiatives”from the Perspective of Building a Human Community with a Shared Future
    Yu Yang, Zhang Hao-yong
    Journal of Jiangxi University of Finance and Economics    2026, 0 (4): 3-13.  
    Abstract14)            Save
    In the face of unprecedented global changes unseen in a century, President Xi Jinping has successively proposed the Global Development Initiative, the Global Security Initiative, the Global Civilization Initiative, and the Global Governance Initiative. These “Four Global Initiatives” not only provide systematic strategic support for building a community with a shared future for mankind but also represent important international public goods contributed by China to the world. From the dimensions of material foundation, security barrier, cultural heritage, and order safeguard, the “Four Global Initiatives” address the global challenges humanity faces together, serving as a crucial foundation for building a community with a shared future for mankind. The intrinsic connections among the “Four Global Initiatives” are reflected in: the consistency of goal orientation, jointly serving the lofty goal of promoting global harmony; the complementarity of functional positioning, synergistically forming a systemic solution to overcome global deficits; the progressive nature of structural hierarchy, adhering to the evolutionary law from foundation to framework; and the commonality of spiritual character, consistently upholding the open and inclusive spirit of cooperation. To advance the implementation of the“Four Global Initiatives,”it is essential to strengthen common ideological foundations, focus on key priority issues, improve multilateral coordination mechanisms, and create exemplary leading projects, thereby gathering immense momentum to build a community with a shared future for mankind.
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    Is Later Better: The Impact of Age at First Marriage on Rural Women's Non-Farm Employment
    Deng Xi-jia, Luo Bi-liang
    Journal of Jiangxi University of Finance and Economics    2025, 0 (5): 76-89.  
    Abstract128)            Save
    The socio-economic status and equality issues of rural women have always been of great concern to economists. However, the impact of marital status on rural women's non-agricultural employment, especially the impact of different first marriage ages on their non-agricultural employment, has not been fully discussed. Based on the fifth period cross-sectional data of CGSS (2013-2021), this study explores the effect of late marriage on the probability of rural women's non-agricultural employment. The research results indicate that compared to rural women who do not marry late, the probability of non-agricultural employment for women who marry late has been significantly increased, and that there is a significant“late marriage employment effect”. The mechanism analysis shows that the later the age of first marriage for rural women, the weaker the influence of traditional gender concepts and reproductive constraints, thereby helping them seek and obtain non-agricultural employment. The heterogeneity analysis indicates that this effect is weaker in the eastern and central regions, stronger in the western and northeastern regions, and has a greater impact on the populations born earlier. Further discussion reveals that rural women who marry later have a higher quality of non-agricultural employment, and that there is an inverted U-shaped relationship between the age of first marriage and non-agricultural employment and its quality. The optimal age for first marriage for rural women may be around 28 years old. Therefor, cultivating women's independent spirit, adjusting gender role expectations, and establishing basic beliefs against early marriage can help improve the work ability of married women in rural areas, and thus obtain more equal family and socio-economic status.
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    Online Dispute Resolution Management Model in the Greater Bay Area: European and American Experiences and Cross-Border Collaboration
    Chen Hui
    Journal of Jiangxi University of Finance and Economics    2025, 0 (5): 122-136.  
    Abstract114)            Save
    The construction of a collaborative management model for cross-border online dispute resolution (ODR) in the Guangdong-Hong Kong-Macao Greater Bay Area aims to meet the needs of digital economic transformation and diversified dispute resolution in the Greater Bay Area. By comparing and analyzing the advantages and disadvantages of the US industry autonomy model and the EU government intervention model, combined with the spirit of“prioritizing regional cooperation”, a cross-border collaborative management model that integrates the advantages of government intervention and industry autonomy is proposed. Firstly, although the industry autonomy model can stimulate market innovation vitality, it lacks unified industry norms and credibility; while the government intervention model can provide standardized norms, it may lag behind market demand. Secondly, the Greater Bay Area faces challenges such as a lack of specialized legislation, insufficient public trust in ODR, and incomplete supporting mechanisms, making it difficult to simply adopt the European and American models to solve problems. Furthermore, based on the experiences of Europe and America, the three regions should carry out credibility building through measures such as“transparency procedures”and“institutional certification”, adopt a“dual track system”to manage ODR service providers and unleash institutional innovation power, and use online collaboration platforms to promote online data and resource exchange supporting systems. Finally, the Greater Bay Area should establish a unified ODR industry standard through a joint meeting of the legal departments of the three regions, guide local cross-border collaboration to introduce special legislation, and mobilize dispute resolution institutions in the three regions to jointly build supporting mechanisms, thereby providing institutional innovation experience for national promotion and regional cooperation.
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    The Chinese Program Supervised by the Ruling Party: Self Revolution of the CPC
    Zhang Hong-qing, Xiao Wen-yan
    Journal of Jiangxi University of Finance and Economics    2025, 0 (3): 3-12.  
    Abstract106)            Save
    The self revolution of the CPC is the Chinese program of the power supervision of the rulers. Marx and Engels’ important statements on the organizational framework of people’s sovereignty and power supervision, and Lenin’s thinking and exploration on the establishment of new democracy such as the Workers’ and Peasants’ Procuratorate, mass supervision, and the separation of the Party and government are the theoretical sources of CPC’s power supervision. From the Party discipline in the period of the new democratic revolution to the campaign against corruption in the period of socialist revolution and construction, from the normalized supervision in the new period of reform and opening up and socialist modernization to the second answer to the rate of jumping out of the historical cycle in the new era, the rich and dynamic practice of more than a hundred years of the Party history has become the historical logic of the CPC’s self revolution. As a Chinese style power supervision with Eastern wisdom, its great leading role in self revolution, its innovative development of moral governance and political culture, its dual constraint of structural and functional power in the Chinese model, and its dialectical unity of power concentration and self revolution have become the important components of the Chinese path that differs from Western power supervision and embodies Eastern wisdom.
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    The Philosophical Implications of Xi Jinping’s Important Discourse on New Quality Productivity
    Lu Fu-cai, Zou Jian
    Journal of Jiangxi University of Finance and Economics    2025, 0 (2): 3-13.  
    Abstract424)            Save
    Xi Jinping’s important discourse on the new quality of productive forces is an innovative achievement of the sinicization of Marxist productive forces theory, and an important component of his economic thought, containing profound dialectical materialism and historical materialism implications. The philosophical implications of this important discourse are manifested as follows: the pragmatic epistemology reveals that the new quality productivity is the essential connotation of new productivity, innovative productivity, and green productivity; the methodology of dialectical materialism reveals the basic principles of adhering to the principle of first establishing and then breaking, adapting to local conditions, and providing classified guidance; the people-centered subjectivity theory reveals the value of stimulating people’s subjectivity, unleashing their creativity, and sharing development achievements with the people; and the system theory of overall consideration reveals that the new quality productivity is a systematic integration of interconnected internal elements in terms of factors, subjects, and guarantee mechanisms.
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    To Promote the Generation Logic, Practice Approach and Value Implication of Chinese Path to Modernization by further Comprehensively Deepening the Reform
    Lin Wei
    Journal of Jiangxi University of Finance and Economics    2025, 0 (2): 14-24.  
    Abstract288)            Save
    Reform and opening up is the key to the success of Chinese modernization. The Third Plenary Session of the 20th Central Committee of the CPC took Chinese modernization as the theme and systematically studied the necessity, importance and major measures of further deepening the reform comprehensively. From the perspective of generative logic, promoting Chinese path to modernization by further deepening reform comprehensively reflects the CPC’s adherence to and development of the basic principles of scientific socialism; it is the grasp and application of contemporary China’s historical experience of catching up with the times by relying on reform and opening up, and is the practical requirement of the problems and challenges faced in the process of Chinese path to modernization. From the perspective of practical approach, to promote Chinese path to modernization by further comprehensively deepening the reform, we should adhere to and strengthen the overall leadership of the Party to ensure the correct direction of the reform, take economic system reform as the driving force to comprehensively promote the reforms in all aspects, accelerate the development of the new quality productive forces and stimulate innovative momentum for the reform, better coordinate development and security, and create a favorable environment for the reform, so as to ensure that Chinese path to modernization is carried out steadily and far. From the perspective of value implication, we should further comprehensively deepen the reform to promote Chinese path to modernization, adhere to the value purpose of benefiting the people and promoting Chinese path to modernization; adhere to our own path and promote the development of Chinese path to modernization; adhere to the world significance of keeping the world in mind and promoting Chinese path to modernization, and make important contributions to enriching and developing the theory and practice of Chinese path to modernization.
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    Research on Optimization of Fiscal and Tax Support Policies for Personal Pension under the Background of Financial Power
    Xu Ding, Yang Zai-gui
    Journal of Jiangxi University of Finance and Economics    2025, 0 (2): 47-56.  
    Abstract362)            Save
    On the basis of constructing an actuarial model for tax saving benefits, a comprehensive financial and tax support scheme for personal pension is proposed based on the concept of negative income tax, which is combined with fiscal subsidy policies. Under fairness conditions, this paper calculates the payment subsidy ratio and total financial and tax support for different income groups. The findings show that when the payment amount is the same, tax savings increase with the increase of individual income tax levels; at the same level of personal income tax, tax savings increase with the increase of payment amount. Under the condition of fairness, the proportion of financial subsidies for individual contributions ranges from 15% to 45%, and the proportion of contribution subsidies to the total financial and tax support ranges from 22% to 65%. Therefore, it is necessary to combine the personal pension tax deferred preferential policy with the differentiated financial contribution subsidy policies, improve the capital market infrastructure system that is suitable for long-term investments such as personal pensions, moderately increase the upper limit of payment amount according to the level of economic development, strengthen the publicity and promotion of personal pension funds and financial services, steadily and orderly promote the gradual reform of delaying the statutory retirement age, and optimize the mechanism for emergency withdrawal of benefits.
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