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The Impact of Long-Term Care Insurance on the Financial Burden of Medical Insurance for Urban and Rural Residents: From the Regional Perspective and Based on Substitution Effect TANG Wei, YU Xing-ran, SU Fang Journal of Jiangxi University of Finance and Economics    2023, 0 (6): 40-55.   Abstract （200）            Knowledge map    Save With the deepening of population aging and the increase in medical expenses, the ability of urban and rural residents to pay for medical insurance has weakened, and the financial pressure has been increasing year by year. In order to reduce the personal payment burden, some pilot areas of long-term care insurance adopted a financing method of relying on medical insurance fund transfer during the initial implementation of the system. If this financing method continues, what impact will it have on the financial burden of the medical insurance fund in the future? Based on an actuarial model of medical insurance that includes substitution effects, this paper simulates the operation of long-term care insurance funds and the medical insurance funds in various regions from 2021 to 2050. The results indicate that when the two systems operate independently, the financial burden of medical insurance will significantly increase. If the long-term care insurance relies entirely on medical insurance funds, both the current and cumulative deficits will be advanced by 6 years. If the long-term care insurance has a substitution effect on medical expenses, when the substitution factor for home care subsidies is 2.043, promoting the long-term care insurance nationwide will not have any impact on the sustainability of the medical insurance fund. Therefore, adopting a financing method that relies on the transfer of medical insurance funds during the initial operation of the system will not bring excessive financial burden, but it will help to expand the coverage rate and provide guarantee for the gradual independent operation of the long-term care insurance system. Reference | Related Articles | Metrics | Comments（0）

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The Fourfold Dimension of Patriotism in The Communist Manifesto ZHU Huang-he, ZHANG Yun-ying Journal of Jiangxi University of Finance and Economics    2023, 0 (5): 115-124.   Abstract （145）            Knowledge map    Save Although Marx and Engels did not specifically discuss the topic of patriotism in The Communist Manifesto, they summarized the general outline of patriotism in the text. The connotation of the concept of patriotism in The Communist Manifesto is polysemous and rich, which should be interpreted in multiple dimensions according to the differences of time and space. This is manifested in the following aspects: in the value dimension, it stands on the position of the proletariat and declares that “the workers have no fatherland”; in the time dimension, it criticizes the patriotic ideology of the realistic capitalist countries and affirms the need to maintain the state power of the proletariat in the transitional period; in the space dimension, it opposes national oppression and supports the liberation movement of the oppressed nations; in the transcendental dimension, it calls on proletarians to transcend the boundaries of the nation-state emphasized by patriotism and to realize a broad worldwide union. Now in the new era, China still needs to strengthen patriotic education, reinforce a strong sense of national community, establish a consolidated patriotic united front, and integrate the Marxist view of patriotism with the specific stage of social development in contemporary China. Reference | Related Articles | Metrics | Comments（0）

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The Profound Connotation, Great Significance, and Practical Requirements of Xi Jinping’s Important Discourse on New Quality Productivity LIU Wen-xiang, ZHAO Qing-si Journal of Jiangxi University of Finance and Economics    2024, 0 (4): 13-23.   Abstract （288）            Knowledge map    Save The new quality productivity is an important theoretical achievement of the sinicization and modernization of Marxism, which further enriches the connotation of Xi Jinping’s economic thought. Xi Jinping proposed the new concept and requirements of the new quality productivity, adhering to the scientific guidance of Marxist productivity theory, drawing on the historical experience of science and technology promoting the transformation of human social productive forces, inheriting the scientific understanding of the Communist Party of China on the relationship between technology and productive forces, and responding to the practical requirements of the world’s unprecedented great changes in a century.“New”is the driving force of new quality productivity,“quality”is the goal pursuit of new quality productivity, and “productivity” is the core connotation of new quality productivity. Overall, the new quality productivity is driven by scientific and technological innovations, with the strategic emerging industries, future industries, and other“new formats”as the main field of productivity, pursuing a qualitative leap in the ability of human and nature to undergo material transformation. The proposal of the new quality productivity is of great significance for building an independent knowledge system, promoting high-quality development, creating new international competitive advantages, and coordinating regional harmonized development. Therefore, we must take technological innovation as the guide, comprehensively deepening reform and opening up as the driving force, establishing a modern industrial system as the carrier, cultivating high-quality talents as the guarantee, so as to ensure the systematic integration of various elements and ultimately achieve a qualitative leap in productivity. Reference | Related Articles | Metrics | Comments（0）

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Does the Digital Transformation of Commercial Banks Improves the Availability of Credit to SMEs GUI He-fa, DENG Ru-sha Journal of Jiangxi University of Finance and Economics    2024, 0 (1): 25-36.   Abstract （208）            Knowledge map    Save Taking the data of SMEs in Chinese market from 2010 to 2021 as the research sample, this paper focuses on the impact of commercial banks’ digital transformation on the credit availability of SMEs and the role of banking governance represented by financial regulation and financial competition in the process of commercial banks’ digital transformation on the credit availability of SMEs. The findings show that the digital transformation of commercial banks can significantly improve the credit availability of SMEs and enhance the inclusive financial services for SMEs. The relationship between the banking governance represented by financial regulation and financial competition and the credit availability of SMEs presents a nonlinear inverted“U”shape, that is, there is an optimal intensity of financial regulation and degree of financial competition, which optimizes the credit availability of SMEs. In the process of banking governance affecting the credit availability of SMEs, the digital transformation of commercial banks will affect the optimal intensity of financial regulation and degree of financial competition to optimize the credit availability of SMEs, that is, the higher the level of digital transformation of commercial banks, the higher the optimal financial regulatory intensity and the degree of financial competition that can optimize the credit availability of SMEs. The above-mentioned conclusions have important policy implications for in-depth implementation of financial regulation and correct guidance of financial competition, so as to better promote the digital transformation of commercial banks and improve the availability of credit for SMEs. Reference | Related Articles | Metrics | Comments（0）

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Research on Agricultural Brand Construction Based on the Complex Network Evolutionary Game under the Plan of Building A Strong Agricultural Country CHEN Hong, LI Yan-qiu Journal of Jiangxi University of Finance and Economics    2023, 0 (5): 91-103.   Abstract （117）            Knowledge map    Save Agricultural brand building is an important means of promoting high-quality agricultural development and an important symbol of agricultural power. The participants in agricultural brand construction are complex, and a clear understanding of their behavioral choices during the construction process can enrich and innovate the theory and practice of Chinese style agricultural brand construction. Based on the evolutionary game theory, this paper analyzes the strategic choices and implementation conditions of local governments, agricultural product producers, and consumers in the construction of agricultural brands, and conducts complex network simulation experiments. The results show that: (1) the tripartite game between local governments, producers, and consumers can evolve to a stable state of government incentives, producer participation, and consumer purchases, and the equilibrium and stability conditions of each entity are closely related to their own cost benefits, the producers’ brand value awareness and the brand stickiness can promote strategic stability; (2) as exogenous factors, local governments and consumers’ choicescan jointly promote the strategic learning of the production entities in the complex networks, in which the exogenous forces act on producer costs and benefits, thereby promoting the evolution and stability of production strategies; (3) driven by the market, the brand premium can promote the successful diffusion of agricultural brand production strategies. Therefore, the ultimate goal of China’s agricultural brand construction should be to become a strong agricultural country, driven by both the government and the market; it should cultivate a mutually beneficial and symbiotic mechanism among the participating entities. Reference | Related Articles | Metrics | Comments（0）

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Ideological and Political Education Empowered by ChatGPT: Technical Paths and Possible Issues HUANG Xin-rong, LIU Liang Journal of Jiangxi University of Finance and Economics    2023, 0 (6): 104-113.   Abstract （181）            Knowledge map    Save ChatGPT has attracted global attention with its powerful generative intelligence; while providing a more specific technical application path for empowering ideological and political education with artificial intelligence, it also brings about various new problems. From a technical perspective, ChatGPT may make it easier for ideological and political theory and practice to obtain the necessary information and discover the hidden ideological and political laws from the vast amount of information. ChatGPT may allow educators to study and analyze educational objects from a multidimensional perspective, to gain easier access to interactive experiences between educators and educational objects, and to have more convenient access to ideological and political work consulting services. In terms of possible issues, the language model of ChatGPT may generate and disseminate erroneous information, making it difficult for educators to distinguish. ChatGPT may generate certain ideological biases during the learning and training process. The powerful functions of ChatGPT can easily lead to educators’ dependence on it. In addition, there are still a series of ethical issues that cannot be solved at present. Reference | Related Articles | Metrics | Comments（0）

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On the Responsive Turn of China’s Securities Regulation: Observation Based on the First Case of Illegal Reduction after the Implementation of the New Securities Law WANG Yi-cheng Journal of Jiangxi University of Finance and Economics    2023, 0 (6): 114-127.   Abstract （131）            Knowledge map    Save CSRC shifted the regulatory path in the Yingyi case of Shanghai because of the policy background of “zero tolerance”, which reveals the practical requirements against the poor effectiveness of the existing behavior regulation and the lack of relief in civil compensation litigation, reflecting the deterrent regulatory strategy of “command-control”. The breakthrough in identifying the nature of behavior in this path shift has already violated the rules and values of information disclosure and share transfer restrictions, highlighting the inherent limitations of the regulatory model based on deterrence strategy, such as the randomness of law enforcement, the tendency to excessive punishment, and the presupposition of antagonistic relationships. The responsive regulation theory breaks away from the single idea of “strengthening deterrence with punishment”, and is committed to building cooperative relationships, which can improve the regulatory efficiency and serve as a basis for China’s securities regulatory reform. However, in the process of its localization, it is necessary to properly handle the incompatibility between it and the local resources of China’s securities regulation, so as to avoid oriented regulatory capture and substantive regulatory relaxation. To play the positive role of the responsive regulation and improve the scientificity and effectiveness of China’s securities regulation, it is necessary to base on the actual needs of China’s capital market, promote the subjective consciousness and ability building of the self-disciplined regulators, optimize the cooperative administrative regulation tools, and ensure the deterrent strength of securities law enforcement. Reference | Related Articles | Metrics | Comments（0）

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Research on Altruistic Rent-Seeking and Its Correction in the Implementation of Rural Revitalization Projects: Based on the Investigation of S Town in Central China WANG Wen-long Journal of Jiangxi University of Finance and Economics    2023, 0 (6): 84-91.   Abstract （88）            Knowledge map    Save In the implementation of rural revitalization projects, the self-interested rent-seeking, due to its self-interested characteristics, has attracted widespread attention from the society and become the focus of the government’s anti-corruption. Along with the continuous improvement of the anti-corruption system and the continuous improvement of the project management level, this kind of rent-seeking has been greatly reduced. While the altruistic rent-seeking has been ignored by the society and is spreading due to its altruistic characteristics, which has caused new hazards. The research based on S town in central China reveals that, compared with ordinary egoistic rent-seeking, the altruistic rent-seeking not only increases the risks of resource misallocation and inefficient use of rural vitalization projects, but also forms a demonstration effect to promote the official rank standard and the path dependence in rural development, thus damaging the credibility of the government. Its potential harm is greater and should be paid more attention by the government. Therefore, it is necessary to formulate reasonable strategies to reduce altruistic rent-seeking, effectively improve the efficiency and fairness of resource allocation in rural revitalization projects, restore government credibility, and enhance rural endogenous development capabilities according to China’s current national conditions from such aspects as establishing a people-oriented ideology and a sense of fairness, improving democracy and the rule of law, correcting the alienation of rural revitalization goals, and strengthening the supervision of rural revitalization projects, and so on. Reference | Related Articles | Metrics | Comments（0）

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“One Core Two Subjects”: Research on the Society Governance Subjects in Soviet Area from the Perspective of Grassroots Governance GONG Zi-fang Journal of Jiangxi University of Finance and Economics    2023, 0 (6): 3-12.   Abstract （157）            Knowledge map    Save The Soviet Republic of China was the first national democratic government of workers and peasants in Chinese history. The social governance of the Soviet region broke through the traditional power framework, and the governance subjects presented a structural feature of“one core and two subjects”. The CPC has played a core leadership role in the social governance of the Soviet area and has undertaken an important historical mission. The Soviet government’s leadership in social governance in Soviet areas is an inevitable result and practical need of the construction of the revolutionary base areas. By fully leveraging the role of various mass organizations, the efficiency of social governance in Soviet areas can be maximized. The Soviet group organization undertook the organizational and educational functions of the masses, incorporating the most basic units and individuals of society into the Soviet political system, embedding them into various levels and links of Soviet social governance, and collaborating with the Soviet government to ensure the implementation of the will of the Soviet government. The opening and sustaining mechanism of the democratic system has led to the modern social governance characteristics of the Soviet region, opening up the grassroots democracy and people’s autonomy in modern China. . Reference | Related Articles | Metrics | Comments（0）

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Can the Central Environmental Protection Inspection Improve the Environmental Performance of Enterprises? Empirical Evidences from the Listed Industrial Enterprises ZHANG Rui, YE Yan-yan Journal of Jiangxi University of Finance and Economics    2023, 0 (6): 13-26.   Abstract （182）            Knowledge map    Save As an important means to urge the local governments to perform environmental protection duties and implement environmental policies, the Central Environmental Protection Inspection has a significant impact on the construction of ecological civilization in China. Taking the A-share listed industrial enterprises from 2012 to 2019 as samples, this paper employs the multi-period DID model to investigate the impact of the implementation of the central environmental inspection policies on the environmental performance of enterprises. The findings shows that: (1) the implementation of the Central Environmental Protection Inspection has significantly increased the enterprises’ environmental performance; (2) the Central Environmental Protection Inspection mainly improves the environmental performance of enterprises by strengthening the environmental governance of local governments and the environmental attention of the senior management teams; (3) good external environment, i.e., the level of urban green finance, the level of regional economic development, the analysts’ attention and the perfect internal corporate governance, can strengthen the positive impact of the Central Environmental Inspection on the environmental performance of enterprises; (4) the environmental governance effect of the Central Environmental Protection Inspection is different due to the nature of property rights and pollution degree of enterprises. Compared to state-owned enterprises, the private enterprises are more sensitive to the implementation of the Central Environmental Inspection policies, and the improvement of the enterprise environmental performance is more significant. While in the inside of the state-owned enterprises, the local state-owned enterprises are more sensitive to the Central Environmental Inspection policies than the central state-owned ones. Compared with the non-heavily polluting enterprises, the Central Environmental Inspection has a greater impact on the environmental performance of heavily polluting enterprises. Reference | Related Articles | Metrics | Comments（0）

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Green Finance and Value Realization of Ecological Products: An Empirical Study Based on the Data of the Top 100 Counties in China HUANG Xiao-yong, CHEN Fei-yu, ZHA Yu-xin Journal of Jiangxi University of Finance and Economics    2023, 0 (6): 27-39.   Abstract （180）            Knowledge map    Save Green waters and green mountains are golden mountains and silver mountains, and the concept of ecological civilization of Xi Jinping is the key to implementing the harmonious coexistence between humans and nature, promoting high-quality economic development, and promoting the construction of a beautiful China. To realize the ecological value of the counties is a key issue in implementing the“Two Mountains”concept and promoting high-quality economic and social development. Based on the panel data of all the top 100 counties from 2011 to 2020 in the“Top 100 Counties (Cities) in China’s County Economy and County Basic Competitiveness”released in The Research on China’ Economic Top 100 Counties, 2021, this paper calculates the development level of green finance at county level, and conducts an empirical test of the impact of green finance on the realization of the ecological product value at county level. The findings show that green finance has a significant positive impact on the value realization of county-level ecological products. Based on this, it proposes the relevant countermeasures and suggestions to further improve the green financial system, increase the support for green innovation, and promote the cooperation between counties, so as to provide decision-making reference for promoting the realization of the ecological values in counties in the new development stage. Reference | Related Articles | Metrics | Comments（0）

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Reform of the Financing and Security Mechanism for Urban and Rural Old-Age Insurance and Optimization of the Fiscal Subsidies Structure XU Ding, YANG Zai-gui Journal of Jiangxi University of Finance and Economics    2023, 0 (6): 56-67.   Abstract （181）            Knowledge map    Save According to the 14th Five-Year Plan for the development of human resources and social security undertakings, the financing mechanism of endowment insurance for urban and rural residents should be optimized, the interest calculation method of individual accounts should be standardized, and the mechanism for determining the benefits and the regular adjustment of basic pension should be fully implemented. By constructing an actuarial model, this paper examines how the comprehensive reform of the financing and safeguard mechanism of endowment insurance for urban and rural residents affects the alignment between the financial subsidy structure and the subsidy policy orientation. The findings show that coordinating and adjusting the government’s subsidy model for contributions, increasing collective subsidies, reforming individual account interest calculation methods, and increasing the number of years of basic pension can significantly improve the compatibility of subsidy structure and policy incentive orientation, and that coordinating the increase in the growth rate of basic pension and the elderly basic pension will enhance the compatibility between the subsidy structure and the policy’s inclusive orientation. The sensitivity test results are stable, and the minimum standard growth rate of basic pension, the minimum contribution grade and the accounting interest rate of individual accounts have a strong influence on the fiscal subsidy, while the other factors have a weaker influence. Reference | Related Articles | Metrics | Comments（0）

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Measurement and Evaluation of the High-Quality Development Level of China’s TouristIndustry TIAN Hong, LIU Cheng-qing Journal of Jiangxi University of Finance and Economics    2024, 0 (1): 37-53.   Abstract （297）            Knowledge map    Save The high-quality development of tourist industry is an important foundation and strong support for promoting Chinese-style modernization. Scientifically measuring and evaluating the level and the changing trend of high-quality development of regional tourism has important theoretical and practical significance. On the basis of defining the connotation of high-quality development of tourist industry, this paper constructs an evaluation index system of high-quality development of tourist industry under the guidance of the new development concept and the sustainable development theory; then it measures and evaluates the level of high-quality development of the tourist industry in 30 provinces in China. The results show thatfrom 2011 to 2019, the high-quality development level of tourism in China generally shows an upward trend year by year, and the industrial development level, the social harmony level, the innovation ability, the cultural and tourism integration degree, and the ecological protection level have been significantly improved. From 2020 to 2021, due to the impact of the COVID-19 epidemic, although the overall development level and the industrial development level have declined, the scores of the other four indicators continued to rise, which reflects that the high-quality development level of tourism of China is constantly improving with the process of high-quality development of China. However, the high-quality development level of tourism in different provinces is significantly different, and the overall development quality is at a medium level. There is still a long way to reachthe high-quality development standards. In the future, to improve the high-quality development level of tourism, we should focus on optimizing the industrial structure, improving the quality of tourism innovation, deepening the integration of culture and tourism, strengthening ecological protection, and other aspects. Reference | Related Articles | Metrics | Comments（0）

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The Theoretical Essence and Practical Development of Xi Jinping Thought on Rule of Law on the Trial Management System ZOU Yu-zhuo, HUANG Qiu-ying Journal of Jiangxi University of Finance and Economics    2024, 0 (4): 24-32.   Abstract （116）            Knowledge map    Save Xi Jinping’s thought of rule of law closely links trial management with judicial system reform, making trial management a bridge to connect judicial reform. It not only emphasizes the role of trial management in judicial system reform, but also highlights the important position of trial management in national governance. The essence of trial management in Xi Jinping Thought on rule of law is derived from the common characteristics of Xi Jinping Thought on rule of law. It adheres to the principles of judicial operation as the basis of argument, sticks to the people as the center, persists in the overall view of judicial responsibility, the view of judicial policy coordination and the view of judicial science and technology system as the main content, and insists on the reform and innovation of the trial management system and the solutions to the deep-seated problems in trial management practice as the breakthrough and focus. It not only responds to the practical difficulties in trial management, but also is an action guide and theoretical support for the new tasks of judicial reform, responding to the new requirements of judicial practice, and promoting the in-depth development of the trial management system in the new era. Reference | Related Articles | Metrics | Comments（0）

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Industrial Resilience: Connotation, Influencing Factors and Outlook YOU Liang, REN Qing Journal of Jiangxi University of Finance and Economics    2024, 0 (4): 33-44.   Abstract （198）            Knowledge map    Save Cultivating industrial resilience is a necessary strategy to cope with the profound changes unseen in a century and a practical move to promote the steady and sustainable development of China’s economy. However, the relevant research progress is rather slow, and the research results are relatively scattered. The existing studies vary in the analysis of the connotation, influencing factors, and measurement evaluation of the industrial resilience, lacking systematic summarization. This paper reviews the research progress of industrial resilience and its related fields, analyzes and evaluates the connotation and the measurement methods of industrial resilience, and outlines the influencing factors of industrial resilience. The findings show that industrial resilience is a complex coupling system composed of economic, social, and ecological environment subsystems that interact with each other. This paper focuses on the core contents of industrial resistance, recovery, re-orientation and renewal, aiming to achieve the sustainable development in the economy, the society, and the ecological environments. However, there are still deficiencies in the theoretical framework construction, comprehensive exploration of the research subjects, and cross-industry comprehensive researches in current industrial resilience researches, leaving broad space for future researches. In short, a systematical review of the industrial resilience can help to deeply understand it and provides useful references for promoting the improvement of China’s industrial resilience and the steady economic development. Reference | Related Articles | Metrics | Comments（0）

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Digital Transformation Enables High-Quality Development of Manufacturing Enterprises：From the Dual Perspectives of Economic Benefits and ESG Performance TAN Ya-fei, ZHU Zhao-hui, LI Min-xin Journal of Jiangxi University of Finance and Economics    2024, 0 (4): 45-58.   Abstract （432）            Knowledge map    Save Digital transformation is a stabilizer of the productivity and a catalyst for the sustainable development in manufacturing enterprises. Whether digital transformation can realize the“win-win”result between economic performance and ESG performance is an important issue in the high-quality development of manufacturing enterprises. Based on the data of the listed manufacturing enterprises from 2010 to 2020, this paper conducts an empirical study. The findings show that digital transformation can promote the high-quality development of manufacturing enterprises, that is, improving their total factor productivity and ESG performance at the same time. The mechanism validation shows that the innovation channel and the efficiency channel are the key paths for the digitalization to enable the high-quality development of manufacturing enterprises, and that digital transformation can promote the tilting of resources to high-productivity enterprises and effectively promote the improvement of ESG performance. Further research reveals that a favorable business environment and accelerated marketization can strengthen the positive effects of digitalization on the high-quality development of enterprises. In addition, there are significant structural changes in the impact of digital transformation on the high-quality development of enterprises. Therefore, the manufacturing enterprises should fully utilize digital technology to continuously promote the compound growth of economic performance and ESG performance, and continuously improve the talent training mechanisms. At the same time, the government should consolidate the institutional foundation, create a good business environment, improve the market mechanisms, so as to continuously release the role of digital transformation strategy in empowering the high-quality development of enterprises.. Reference | Related Articles | Metrics | Comments（0）

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A Study of the Impact of Non-Agricultural Employment and Basic Medical Insurance on Rural Labor Force Consumption TAO Chun-hai, XIONG Qi-zhe, XU Yu-ming Journal of Jiangxi University of Finance and Economics    2024, 0 (4): 59-72.   Abstract （113）            Knowledge map    Save Based on the micro-survey data of CHFS 2019, this paper makes an analysis of the impact of non-farm employment on the consumption of rural labor force and the moderating effect of the basic health insurance. The findings show that non-agricultural employment can promote rural labor force consumption, and that the length of non-farm employment and the proportion of non-farm income can both significantly improve the level of rural labor force consumption. To choose the urban employee basic medical insurance and the urban and rural labor force basic medical insurance will both have a positive moderating effect on the relationship between non-agricultural employment and rural labor force consumption, while choosing the new rural cooperative medical insurance will have a negative moderating effect. As for different regions and different age groups, to choose the different types of basic medical insurance will have different effects on the relationship between non-agricultural employment and rural labor force consumption. The choice of the basic medical insurance for urban employees by rural labor force will positively promote the impact of non-agricultural employment on the upgrading of consumption structure. Therefore, it is proposed to strengthen the guarantee of non-agricultural employment for rural labor force, increase the participation rate of rural labor force in non-agricultural employment, and promote the coordinated development of the basic medical insurance systems among the regions. It is necessary to explore the consumption potential of rural labor force, and promote the upgrading of rural consumption, so as to better promote the implementation of the rural revitalization strategy and provide reference to the construction of a new development pattern of“dual circulation”. Reference | Related Articles | Metrics | Comments（0）

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The Paid Contract Services of Family Doctors and the Public Healthcare Behavior: From the Perspective of Medical-Prevention Integration LI Zi-hao Journal of Jiangxi University of Finance and Economics    2024, 0 (4): 73-86.   Abstract （118）            Knowledge map    Save The family doctor signing system is an important foundation for the supply of integrated medical and preventive services. This study uses the data from the China Health and Elderly Care Tracking Survey 2018 to investigate the mechanism of paid family doctor signing services on public medical behavior and choice. The findings of this paper show that from the perspective of medical service utilization, paid family doctor contract services can effectively promote their medical service utilization behaviors, and the improvement effect on outpatient behavior is stronger than that on hospitalization. From the perspective of medical expenses, participating in paid contracts can significantly reduce residents’ self payment expenses for medical. From the perspective of grassroots first visit behavior, paid family doctor contract services can effectively regulate resident hospitalization behaviors in grassroots first visits, but have no significant improvement effect on outpatient services. From the perspective of the impact mechanism, medical service satisfaction plays a mediating role in the mechanism of paid contract signing on hospitalization behavior, but does not affect outpatient behavior. From the perspective of accessibility to medical resources, both outpatient and inpatient medical distances can positively moderate the impact of paid contracts on medical out-of-pocket expenses, while only a negative moderating effect of inpatient medical distance is found in the impact on grassroots first visit behavior. Based on the above findings, this article suggests relying on paid contract services to improve the utilization level of medical services, strengthen the capacity of grassroots medical and health services, include paid contracts in medical insurance to further reduce patient self payment costs, and improve the accessibility and public satisfaction of grassroots medical and health services. Reference | Related Articles | Metrics | Comments（0）

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The Impact of Digital Literacy on the Employment Quality of Rural Female Labor Force CHEN Li, WENG Zhen-lin Journal of Jiangxi University of Finance and Economics    2024, 0 (4): 87-100.   Abstract （120）            Knowledge map    Save By making use of the data of China Household Tracking Survey (CFPS) database, this paper studies the influence of digital literacy on the employment quality of rural female labor force. The results show that digital literacy has a significant effect on the improvement of the employment quality of rural female labor force, and has a greater impact on the subjective employment quality. On the one hand, digital literacy can promote the objective employment quality of rural female labor force through expanding the information channels; on the other hand, digital literacy can weaken the subjective employment quality of rural female labor force through reducing the relative income evaluation. The heterogeneity analysis shows that digital literacy has a more significant effect on the objective employment quality of rural female labor groups with lower per capita household net income, while it has a significant effect on the subjective employment quality of high-income groups. The positive influence of digital literacy on the objective employment quality of rural female labor groups is mainly concentrated in the age groups between 16 and 45 years old, and the influence on the objective and subjective employment quality of the groups with lower and middle education is more obvious. Each dimension of digital literacy has a different impact on employment quality. Therefore, in the future, the government should continue to increase the construction of digital infrastructure, cultivate the digital literacy of rural women, improve the protection of employment rights and interests, and promote the improvement of employment quality. Reference | Related Articles | Metrics | Comments（0）

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Occupational Location and Employment Quality: Micro Evidence from Migrant Workers’ Voting with Their Feet LIU Xiao-yu, ZHANG Jin-hua, SHEN Ya-fang Journal of Jiangxi University of Finance and Economics    2024, 0 (4): 101-114.   Abstract （79）            Knowledge map    Save The high-quality and full employment of migrant workers is a key link in promoting the integrated development of urban and rural areas, promoting the citizenship of migrant workers, and achieving common prosperity. Based on the Rosen-Roback spatial equilibrium model, this paper demonstrates the impact of occupational location on the employment quality of migrant workers and its internal mechanism from the perspective of urban scale by using the data of China Migrants Dynamic Survey. The results show that, under the vote with feet, the occupational location of migrant workers has a significant effect on high-quality employment, which is expressed in the four aspects: wage income, labor burden, occupational level and employment security. Through the knowledge spillover effect, the labor pool effect and the social network effect, occupational location can deepen the accumulation of human capital, improve the efficiency of job matching, and expand the breadth and depth of social capital, then improving the employment quality of migrant workers. This effect of employment quality is characterized by significant heterogeneity of groups, and the interrupt effect generated from frequent urban mobility changes in occupational location is not conducive to high-quality employment of migrant workers. Therefore, it is necessary to accelerate the development of small and medium-sized cities, improve public employment services, build a unified labour market, promote the construction of new urbanization, pay attention to disadvantaged groups of rural migrant workers, optimize labour relations and labour protection, ensure employment and livelihoods, and help migrant workers to achieve high-quality employment. Reference | Related Articles | Metrics | Comments（0）

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The Social Tracing of Digital Exploiting Abuse and the Development of Anti Monopoly Enforcement Norms and Discretions YU Ling, JIANG Peng, CHEN Bai-hao Journal of Jiangxi University of Finance and Economics    2024, 0 (4): 115-125.   Abstract （98）            Knowledge map    Save As an organized superpower, the rise of digital technology demonstrates a very strong technological backlash on society, which not only strengthens the shielding of material relationships from human relationships, but also exacerbates the trend of technology giants exploiting attention and data from other social groups under the illusion of contractual freedom. Due to the limitations of the current anti-monopoly legislative system and the limited enforcement resources, the anti-monopoly enforcement agencies have adopted a typical utilitarian approach to digital exploitative abuse, either selectively ignoring or arbitrarily using discretionary methods and benchmarks. The case discretion shows significant irregularity, further amplifying the exclusion effect of digital exploitative abuse on the social system and undermining the public’s normative expectations for the operation of anti-monopoly laws. The enforcement of anti-monopoly laws on digital exploitative abuse should be subject to three limitations: market forces, anti-monopoly damage, and recognition standards. The development of the regulatory discretion is an important path for anti-monopoly laws to respond to the enforcement challenges brought about by digital technology changes and improve enforcement efficiency. This requires a change in mindset, adding new elements of damage, establishing a formal case screening mechanism, and ultimately achieving the simultaneous development of cases of digital exploitative abuse and exclusive abuse. We still need to change the path, clarify the value calculation method of attention and data, and identify comparable products, periods, and geographic markets through comparative price differences, scientifically matching judgment benchmarks for attention and data exploitation. Reference | Related Articles | Metrics | Comments（0）

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The Monopoly Risks of Public Data Licensing Operations and Their Responses WANG Di Journal of Jiangxi University of Finance and Economics    2024, 0 (4): 126-136.   Abstract （206）            Knowledge map    Save Public data authorization operation, as an important means to promote the circulation of public data, is a way to deeply unleash the potential value of public data, which is conducive to the construction of data infrastructure system and the promotion of market-oriented allocation reform of factors. However, there is an inherent monopoly risk in the current practice of public data authorization operations, which can have a detrimental effect on the release of public data value and hinder its release of public and economic value. It will also cause the legitimate interests of consumers to be unable to be protected, and consumers will become the end users of damaged interests. Public data has complex attributes of public-private integration, the non-transferability of the object of public data authorization operation, and the lack of effective competition in the public data authorization operation mechanism, together lead to the formation of monopoly risks in public data authorization operation. To deal with the monopoly risk of public data authorization operation, we should not only focus on ensuring fair competition in the authorization operation mechanism, but also comprehensively enhance the fairness and competitiveness of the authorization operation mechanism. We also need to strengthen the construction of the behavioral norms system for authorized operation entities, improve the behavioral norms for public data authorization operations, and establish internal compliance systems for authorized operation entities. In addition, we need to constrain government regulations from aspects such as regulatory scope, regulatory scale, and regulatory methods, and seek a reasonable balance between market-oriented operations and government regulation. Reference | Related Articles | Metrics | Comments（0）

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New Quality Productivity and the Shaping of National Security Initiatives CHEN Shi-fa, LIANG Wei Journal of Jiangxi University of Finance and Economics    2024, 0 (4): 3-12.   Abstract （113）            Knowledge map    Save The new quality productivity represents the direction of the development of advanced productive forces and is directly related to the solid foundation, core subjects and key support for shaping the national security initiative. Through industrial innovation and the expansion of new labour objects, the new quality productivity can strengthen the material basis for shaping the solid foundation of the right to take the initiative in national security, and have become the inevitable choice for shaping the right to take the initiative in national security by promoting the high-quality economic and social development. Through the cultivation of high-quality new labourers, the new quality productivity can shape high-quality talents as the core subjects of the right to take the initiative in shaping national security, and become an intrinsic requirement for the right to take the initiative in shaping national security, so as to construct a harmonious and stable social environment. Through scientific and technological innovation, the new quality productivity can generate new quality labor materials with high technological content, strengthen the scientific and technological forces to be the key support for shaping the national security initiative, break and master the key core technologies, and become the fundamental path of shaping the national security initiative. Thus, by strengthening the material, human and scientific support for shaping the national security initiative, the new quality productivity can lay a more solid foundation for the construction of a higher-level national security system. Reference | Related Articles | Metrics | Comments（0）

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Are Chinese Farmers“Good at Division”or“Good at Cooperation”? On the Influence of Confucian Culture on Farmer Cooperation CUI Bao-yu, WANG Xiao-se Journal of Jiangxi University of Finance and Economics    2024, 0 (5): 94-109.   Abstract （113）            Knowledge map    Save Since the 21 century, whether Chinese farmers are“good at division”or“good at cooperation”has been under constant debate. Based on the sample data of 223 prefecture-level cities in China from 2014 to 2020, this paper investigates the effect of Confucian culture on farmers’ cooperation and its mechanism by taking farmers’ cooperatives as the research object. The findings show that, first, Confucian culture can promote farmers’ cooperation, which is not only a strong rebuttal to the negative view that Chinese farmers are“good at dividing but not good at cooperating”but also the cultural confidence and path confidence in the development of Chinese cooperatives. Second, the formal system plays a suppressive role in the promotion of farmers’ cooperation by Confucian culture, and the better the formal system, the weaker the promotion effect of Confucian culture on farmers’ cooperation. Third, Confucian culture will play a greater role in promoting farmers’ cooperation in the lower open areas and the western regions, and the promoting effect of Confucian culture on farmers’ cooperation has become more obvious since the adjustment of the tendency of cooperative policy intervention in 2019. Fourth, Confucian culture can indirectly influence farmers’ cooperation by increasing the level of educational public facilities and social capital. Therefore, we should attach importance to the nourishing effect of traditional culture on modern cooperative culture, promote the organic integration of Confucian culture and cooperative culture, adhere to expanding opening up to the outside world, strengthen the construction of educational public facilities, expand the network of farmer relationships, and accelerate the process of farmer organization and cooperation. Reference | Related Articles | Metrics | Comments（0）

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From“A Country under Rule of Law ”to“China under Rule of Law”: Subjective Innovation of Socialist Rule of Law Discourse with Chinese Characteristics in the New Era YANG Jun Journal of Jiangxi University of Finance and Economics    2024, 0 (5): 3-12.   Abstract （118）            Knowledge map    Save Since the 18th National Congress of the Communist Party of China,“China under rule of law”has been established as an important discourse of socialist rule of law with Chinese characteristics in the new era. Looking back at history, it can be found that this is another important development of the discourse of socialist rule of law with Chinese characteristics after the establishment of the discourse of“rule of law”, the return of the discourse of “socialist rule of law”, and its transformation into a“country under socialist rule of law”. On the basis of inheriting the existing discourse of the rule of law,“China under rule of law”has obvious subjectivity connotations in both practical and value dimensions, demonstrating the subjectivity consciousness of China’s rule of law construction in the new era. In this sense,“rule of law in China”constitutes the subjective innovation of the discourse of socialist rule of law with Chinese characteristics in the new era. This innovation is not only a theoretical logical conclusion, but also a practical need to solve the problem of the lack of subjectivity in China’s rule of law construction. The emergence of the subjectivity of“rule of law in China”requires adhering to the material production practice of China’s social and historical subjects as the starting point in the construction of the rule of law, insisting on the promotion of the construction of the rule of law in both form and substance, and persisting in the close integration of the inheritance of China’s excellent traditional legal culture with the contemporary China’s rule of law construction. Reference | Related Articles | Metrics | Comments（0）

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The Four Logics of Chinese Style Modernization Created by the Inheritance of Red Genes with the Coordination of “the Two Civilizations” LI Xiu-xiang, LIU Miao-miao Journal of Jiangxi University of Finance and Economics    2024, 0 (5): 13-23.   Abstract （75）            Knowledge map    Save The modernization of coordinated material civilization and spiritual civilization is one of the important characteristics of Chinese style modernization. The red gene is the spiritual core of the Communist Party of China (CPC). The inheritance of the red gene is to unswervingly inherit the original intention and mission of the CPC. The inheritance of the red gene provides a source of historical confidence, theoretical awareness, cultural confidence and innovation for the Chinese path to modernization with the coordinated“two civilizations”. From the historical perspective, the inheritance of the red gene has opened up the road, laid the foundation, created a new situation, and consolidated the foundation for Chinese path to modernization in which the“two civilizations”are coordinated. From the perspective of theory, the basic principles of Marxism and the theoretical consciousness of the CPC people provide theoretical support for the inheritance of the red gene, which created the Chinese style modernization with the coordination of the“two civilizations”, and lay a solid ideological foundation. From the perspective of culture, the inheritance of red genes builds a spiritual fortress for Chinese path to modernization that coordinates the“two civilizations”and shoulders the cultural mission. From the perspective of innovation, the inheritance of red genes stimulates innovation vitality and provides the major country with solutions for the coordinated Chinese path to modernization of “two civilizations”. In the process of comprehensively promoting the great rejuvenation of the Chinese nation with Chinese style modernization, we must inherit the red gene, continue the red blood, and absorb the spiritual strength from victory to victory. Reference | Related Articles | Metrics | Comments（0）

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Research on the Contingency Impact of Entrepreneurial Team Reflection and Dual Leadership on the Improvisation of Dual Entrepreneurship ZHOU Lei, XIONG Li Journal of Jiangxi University of Finance and Economics    2024, 0 (5): 24-37.   Abstract （71）            Knowledge map    Save In today’s rapidly changing entrepreneurial environment, how entrepreneurial teams can use contingency to stimulate exploratory and developmental improvisational behaviors to respond to different situational needs has become an increasingly important focus in academia. Based on the contingency theory, this study explores the dual impact of entrepreneurial team reflection and dual leadership behavior on dual entrepreneurial improvisation from the perspective of team processes. Two classroom scenario experiments are designed based on the characteristics of task reflection and process reflection to conduct scenario task exercises. The findings of Experiment 1 reveal that both task reflection and leadership open behavior can predict more team exploratory improvisation, and leadership open behavior could enhance the positive impact of task reflection on exploratory improvisation, while leadership closed behavior will weaken the above effect. The findings of Experiment 2 show that both process reflection and leadership closure behavior can predict more team development improvisation, and leadership closure behavior can enhance the positive impact of process reflection on development improvisation, while leadership openness behavior will weaken the above effect. These two experimental results indicate that the strategically pairing team reflection and the dual leadership can generate multiple synergies, inspiring entrepreneurial teams to flexibly handle improvisational differences brought about by different reflections and to play an important regulatory role by the dual leadership, thereby achieving a dual balance of entrepreneurial improvisation in a larger temporal and spatial scope, and releasing the best effects of the two improvisations in responding to different environmental changes, so as to help the long-term development of enterprises. Reference | Related Articles | Metrics | Comments（0）

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Can the Development of Digital Inclusive Finance Narrow the Urban-Rural Income Gap GUO Hang Journal of Jiangxi University of Finance and Economics    2024, 0 (5): 38-52.   Abstract （144）            Knowledge map    Save The report of the 20th National Congress of the Communist Party of China proposed that achieving common prosperity for all is one of the basic goals of Chinese path to modernization, and narrowing the income gap between urban and rural areas is the key means to achieve this goal. Based on the data from 31 provinces in China from 2011 to 2020, this study uses spatial econometric models to explore the role and impact of digital inclusive finance development in narrowing the urban-rural income gap. The results indicate that there is an inverted U-shaped relationship between the development of digital inclusive finance and the urban-rural income gap. In the short term, the development of digital inclusive finance may temporarily exacerbate the urban-rural income gap, but in the long run, its sustained development will help narrow the urban-rural gap. Meanwhile, the development of digital inclusive finance also has spatial spillover effects. Further analysis shows that in the eastern and western regions, with lower industrial structure, lower urbanization level, and lower marketization level, the development of digital inclusive finance plays a greater role in narrowing the urban-rural income gap. At the same time, the role of digitalization level and coverage breadth is also evident. The mechanism analysis reveals that the development of digital inclusive finance can narrow the income gap between urban and rural areas by improving the level of traditional financial development and the human capital of farmers. Therefore, in the process of promoting the development of digital inclusive finance in the future, the government should pay more attention to expanding its application breadth, introducing relevant preferential policies to the central and western regions, and encouraging the developed regions to share infrastructure, so as to more effectively promote the narrowing of the urban-rural income gap and solidly promote the realization of common prosperity for all people. Reference | Related Articles | Metrics | Comments（0）

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Research on the Impact of Provincial Level Employee Medical Insurance Coordination on Medical Insurance Fund Expenditure and Its Mechanism LIAO Zang-yi, SHI Long Journal of Jiangxi University of Finance and Economics    2024, 0 (5): 53-65.   Abstract （85）            Knowledge map    Save Based on the data of China Family Panel Studies (CFPS), this paper adopts a fixed effect model to estimate the impact of provincial pooling of employee medical insurance on medical insurance fund expenditures. The findings show that the provincial-level pooling of employee medical insurance has significantly improved the expenditure level of insured persons’ medical insurance funds, and this conclusion remains robust even after overcoming the self selection problems using the propensity score matching method. The analysis shows that the insured individuals are more likely to choose large hospitals for medical treatment and increase the utilization of inpatient medical services, which is an important channel for the provincial coordinated expansion of employee medical insurance fund expenditures. The heterogeneity analysis reveals that provincial pooling of employee medical insurance has a stronger effect on increasing medical insurance fund expenditures for the low-income, living-in-rural-areas, and elderly insured populations. Therefore, while promoting the provincial-level coordination of employee medical insurance, it is necessary to strengthen the supervision capacity of medical insurance funds, establish a risk assessment and early warning mechanism for medical insurance funds, and ensure the safety of medical insurance fund expenditures. Reference | Related Articles | Metrics | Comments（0）

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Study on the Application of the Rule of Presumption of Funds in Information Network Crime Accounts Xie Xiao-jian, Guo Zhen-nan Journal of Jiangxi University of Finance and Economics    2025, 0 (2): 111-122.   Abstract （52）            Knowledge map    Save The amount of the crime in information network crimes can indicate the degree of social harm caused by the crime, and there are difficulties in proving the amount of the crime. The rule of presumption of account funds is a rebuttable presumption based on the fact that the use of the account is established on the basis of the facts, which plays a triple role of simplifying the proof, controlling the crime and justifying the feasibility of the crime, not only ensuring the reliability of the conclusion, but also meeting the needs of reality. However, unreasonable presumptions may also jeopardize the safety of account funds and affect the security of market transactions. Currently, the presumption of account funds is based on a broad set of facts, the“may”mode may cause abuse of discretion, the“reasonable explanation”triggers the discussion of the distribution of the burden of proof, the defendant’s defense has a low rate of success and the presumption process is not fully justified. In order to ensure the proper application of the presumptive rule of account funds and to promote the realization of its independent value, the nature of the presumptive rule of account funds should be clarified, the regulation of the“may”mode should be strengthened, and the prerequisites and conditions for the application of the basic facts should be clarified. Procuratorial organs should provide evidence of the illegal use of the account in question and scientifically set the applicable range, assuming the burden of proving all the facts to be proved. At the same time, it should clarify the defendant’s responsibility to raise doubts, focus on the presumption process, strengthen procedural safeguards and insist on the degree of proof and standard of proof beyond reasonable doubt. Reference | Related Articles | Metrics | Comments（0）

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On the Rational Application of Directors' Fiduciary Duties to Company Creditors Wang Dong-guang, Sun Bo Journal of Jiangxi University of Finance and Economics    2025, 0 (2): 123-136.   Abstract （94）            Knowledge map    Save The amendment to the Companies Law introduces directors“liability to third parties”, and directors’ fiduciary liability to company creditors is an important form of directors’ liability to third parties. The trust fund theory is the theoretical basis for directors’ fiduciary duties to company creditors. The trust fund theory has been gradually improved through the development of practice, which can provide theoretical guidelines for delineating the time scope of directors’ fiduciary duty to company creditors, clarifying the behavioural elements to be satisfied for the assumption of responsibility, and determining the remedial path for company creditors to claim fiduciary duty from directors. Directors’ fiduciary duty to company creditors is a limited extension of directors’ fiduciary duty to the company. Under the existing legal system, only when the circumstances stipulated in Article 2 of the Bankruptcy Law, which indicate that the company is in financial difficulties, occur, and the director has the illegal behaviour stipulated in Article 125 of the Bankruptcy Law, the company’s creditors are able to claim fiduciary duty to the director through derivative action according to Article 191 of the Company Law, and the director is required to bear the compensation responsibility to the company rather than to the creditors directly. How the compensation of the company’s property will be used to satisfy the company’s debts will need to be differentiated according to whether the company is insolvent or non-insolvent. Reference | Related Articles | Metrics | Comments（0）

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The Philosophical Implications of Xi Jinping’s Important Discourse on New Quality Productivity Lu Fu-cai, Zou Jian Journal of Jiangxi University of Finance and Economics    2025, 0 (2): 3-13.   Abstract （245）            Knowledge map    Save Xi Jinping’s important discourse on the new quality of productive forces is an innovative achievement of the sinicization of Marxist productive forces theory, and an important component of his economic thought, containing profound dialectical materialism and historical materialism implications. The philosophical implications of this important discourse are manifested as follows: the pragmatic epistemology reveals that the new quality productivity is the essential connotation of new productivity, innovative productivity, and green productivity; the methodology of dialectical materialism reveals the basic principles of adhering to the principle of first establishing and then breaking, adapting to local conditions, and providing classified guidance; the people-centered subjectivity theory reveals the value of stimulating people’s subjectivity, unleashing their creativity, and sharing development achievements with the people; and the system theory of overall consideration reveals that the new quality productivity is a systematic integration of interconnected internal elements in terms of factors, subjects, and guarantee mechanisms. Reference | Related Articles | Metrics | Comments（0）

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To Promote the Generation Logic, Practice Approach and Value Implication of Chinese Path to Modernization by further Comprehensively Deepening the Reform Lin Wei Journal of Jiangxi University of Finance and Economics    2025, 0 (2): 14-24.   Abstract （111）            Knowledge map    Save Reform and opening up is the key to the success of Chinese modernization. The Third Plenary Session of the 20th Central Committee of the CPC took Chinese modernization as the theme and systematically studied the necessity, importance and major measures of further deepening the reform comprehensively. From the perspective of generative logic, promoting Chinese path to modernization by further deepening reform comprehensively reflects the CPC’s adherence to and development of the basic principles of scientific socialism; it is the grasp and application of contemporary China’s historical experience of catching up with the times by relying on reform and opening up, and is the practical requirement of the problems and challenges faced in the process of Chinese path to modernization. From the perspective of practical approach, to promote Chinese path to modernization by further comprehensively deepening the reform, we should adhere to and strengthen the overall leadership of the Party to ensure the correct direction of the reform, take economic system reform as the driving force to comprehensively promote the reforms in all aspects, accelerate the development of the new quality productive forces and stimulate innovative momentum for the reform, better coordinate development and security, and create a favorable environment for the reform, so as to ensure that Chinese path to modernization is carried out steadily and far. From the perspective of value implication, we should further comprehensively deepen the reform to promote Chinese path to modernization, adhere to the value purpose of benefiting the people and promoting Chinese path to modernization; adhere to our own path and promote the development of Chinese path to modernization; adhere to the world significance of keeping the world in mind and promoting Chinese path to modernization, and make important contributions to enriching and developing the theory and practice of Chinese path to modernization. Reference | Related Articles | Metrics | Comments（0）

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Research on Optimization of Fiscal and Tax Support Policies for Personal Pension under the Background of Financial Power Xu Ding, Yang Zai-gui Journal of Jiangxi University of Finance and Economics    2025, 0 (2): 47-56.   Abstract （100）            Knowledge map    Save On the basis of constructing an actuarial model for tax saving benefits, a comprehensive financial and tax support scheme for personal pension is proposed based on the concept of negative income tax, which is combined with fiscal subsidy policies. Under fairness conditions, this paper calculates the payment subsidy ratio and total financial and tax support for different income groups. The findings show that when the payment amount is the same, tax savings increase with the increase of individual income tax levels; at the same level of personal income tax, tax savings increase with the increase of payment amount. Under the condition of fairness, the proportion of financial subsidies for individual contributions ranges from 15% to 45%, and the proportion of contribution subsidies to the total financial and tax support ranges from 22% to 65%. Therefore, it is necessary to combine the personal pension tax deferred preferential policy with the differentiated financial contribution subsidy policies, improve the capital market infrastructure system that is suitable for long-term investments such as personal pensions, moderately increase the upper limit of payment amount according to the level of economic development, strengthen the publicity and promotion of personal pension funds and financial services, steadily and orderly promote the gradual reform of delaying the statutory retirement age, and optimize the mechanism for emergency withdrawal of benefits. Reference | Related Articles | Metrics | Comments（0）

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An Analysis of the Effects of Social Long-Term Care Insurance on the Financial Vulnerability of Middle-Aged and Elderly Households Yan Yong, Jing Tao Journal of Jiangxi University of Finance and Economics    2025, 0 (2): 57-72.   Abstract （81）            Knowledge map    Save Based on the panel data from the China Elderly Care and Health Tracking Survey from 2011 to 2020, this paper adopts a multi period double difference model to evaluate the impact of social long-term care insurance on the financial vulnerability risk of middle-aged and elderly households. The findings show that social long-term care insurance can significantly improve the financial vulnerability of middle-aged and elderly families, reducing the probability of financial vulnerability of those families by 2.6%. The impact of social long-term care insurance on the financial vulnerability of middle-aged and elderly families varies by region, health status, and income level. Social long-term care insurance can effectively alleviate the financial vulnerability of middle-aged and elderly families through three ways: reducing medical burden, increasing family labor participation rate, and improving living expectations. Based on this, it is suggested to further expand the coverage of social long-term care insurance on the basis of the pilot projects in the early stage. While promoting the “family participation+social security” service model, it is also necessary to enhance the risk management awareness of the family members and gradually build an insurance mechanism that adapts to social progress and the economic affordability of all parties. Reference | Related Articles | Metrics | Comments（0）

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The Evolutionary Paths, Institutional Logic, and Reform Direction of the Rural Homestead Qualification Rights Zhang Kuan, Liu Jin, Xu Qing Journal of Jiangxi University of Finance and Economics    2025, 0 (2): 73-84.   Abstract （76）            Knowledge map    Save Clarifying the nature and function of qualification rights is the key to the“separation of three rights”reform of homestead land. The evolution of the rural homestead system shows that the function of qualification rights fluctuates between delineating rural homestead ownership and usage rights, and the subject also fluctuates between the state and the collective. From the theoretical framework of property rights economics, the essence of qualification rights is the“qualification certificates”for obtaining rural homestead property rights, and its institutional evolution is the result of the state’s continuous exercise of residual control rights and the limitation of land development rights over homesteads. To promote the reform of the“Three Rights Separation”of homesteads and revitalize idle homestead resources, it is necessary to pay attention to the reform of qualification rights and limit the scope of the state’s exercise of residual control over land. The future reform measures should focus on using planning rights to define land development rights, establish the subject of qualification rights through formal systems, strengthen collective land ownership, and clarify the legal status of homestead qualification rights. Reference | Related Articles | Metrics | Comments（0）

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Does Third-Party Digital Credit Authentication Have Value for Farmers Zhu Qian-yu, You Jing Journal of Jiangxi University of Finance and Economics    2025, 0 (2): 85-99.   Abstract （35）            Knowledge map    Save Based on the process of digital transformation of commercial banks and the cooperation with financial technology enterprises, and the quasi natural experiment of the latter providing third-party digital credit authentication for farmers, this paper conducts an empirical analysis. The findings show that, firstly, third-party digital credit authentication has improved the accessibility and frequency of formal credit for farmers. Secondly, by easing the formal credit constraints on farmers, third-party digital credit certification can encourage farmers to reduce the proportion of field crop planting areas, promote the replacement of elderly agricultural labor by more high-value agricultural machinery, increase net income from field crops, and reduce farmers’ risk aversion. Thirdly, the observable and unobservable heterogeneity of farmers will affect the magnitude of the causal effects mentioned above. Therefore, third-party digital credit authentication can become an effective financial innovation to improve farmers’ access to formal credit and enhance their production and livelihood. While further improving the construction of the rural credit system, the formal financial institutions should design diversified credit products based on the endowment of farmers, their expected net utility in participating in third-party digital credit authentication, and their borrowing tendencies. This will help them more effectively and accurately meet the diverse financing needs of rural revitalization. Reference | Related Articles | Metrics | Comments（0）

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The Free Property System in the Pilot Areas of Personal Bankruptcy: Rule Comparison and Enlightenment Zhang Li-qin Journal of Jiangxi University of Finance and Economics    2025, 0 (2): 100-110.   Abstract （68）            Knowledge map    Save The documents in various regions regulate the issues of free property from three aspects: property type, value restriction and determination procedure. When determining the property type, whether they adopt pure enumeration, pure generalization, or enumeration+ generalization, the documents clearly define necessities and expenses, specific personal property and exclusive creditor’s rights as the debtor’s basic survival guarantee. In the places where the free property should include items needed for the development of the debtor, the documents also include such statement as “items or reasonable expenses that must be retained due to the needs of career development”. In terms of value restriction, some documents generally exclude necessities and personal property with greater economic value, and some documents limit the individual value of necessities and the total value of free property. For the determination procedure, the debtor generally makes the list, and after the manager investigates and verifies it, and the creditors’ meeting passes the resolution, then it is submitted to the court for execution. However, for the free property list that the creditors’ meeting does not pass, the treatment methods of different pilots differ greatly. The free property system in various regions is based on the protection of the debtor’s right to live, which respects the will of the creditors, and the determination procedures are similar. However, the value restriction is not clear, the determination process is not sufficiently consultative, and the flexibility of timely adjustment is lacking. The free property system in the unified personal bankruptcy legislation should focus on the combination of legality and intentionality, certainty and flexibility, so as to make the free property more clear and operable in terms of types and value restrictions, and the implementation of dynamic adjustments should be carried out according to special needs. Reference | Related Articles | Metrics | Comments（0）

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Research on the Path of Building a Nationwide Integrated Data Market from the Perspective of Incomplete Contract Jiang Nan, Ma Yi-wen Journal of Jiangxi University of Finance and Economics    2025, 0 (2): 25-35.   Abstract （89）            Knowledge map    Save Building a nationwide integrated data market is crucial for unleashing China’s data potential and optimizing the allocation of data elements. Based on the theory of incomplete contracts, this paper systematically explores the practical challenges of unclear data ownership and pricing mechanisms, uneven data quality, and barriers to interconnectivity in the core links of data transactions, such as asymmetric transaction information, inefficient data circulation and other incomplete contract phenomenon, through the analysis of data processing, data product listing, and data negotiation and delivery. The results indicate that the governance paradigm of“system-technology-standard”synergy provides guidance for the construction of a national integrated data market. Therefore, it is necessary to strengthen the protection of data property rights, rely on advanced technology to ensure traceability and secure delivery of ownership, promote data quality certification and dynamic pricing models, build a cross domain compatible standardized system and interconnection incentive mechanism, in order to fully unleash the circulation vitality and multiplier effect of the national integrated data market. Reference | Related Articles | Metrics | Comments（0）

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Research on the Influence Mechanism of Proactive Personality on Resilient Leadership Wang Tao, Zeng Hao Journal of Jiangxi University of Finance and Economics    2025, 0 (2): 36-46.   Abstract （69）            Knowledge map    Save In the context of VUCA, resilient leadership has an important impact on the development of organizations and employees. How to enhance resilient leadership has become the focus of academic attention. Based on the trait activation theory, this paper explores the influence mechanism of proactive personality on resilient leadership. The results of the analysis of 319 questionnaires collected show that proactive personality is positively correlated with resilient leadership. Proactive personality has positive indirect influence on resilient leadership through job remodeling. The higher the degree of regulatory focus, the stronger the indirect effect. In addition, the mediating effects of regulatory focus on job crafting plays a moderating role. herefore, enterprises should continue to strengthen the cultivation of resilient leadership, design resilient leadership development projects, add“resilient leadership”index to talent evaluation criteria, build proactive personality training system, add proactive personality assessment in talent selection, and prioritize the selection of leaders with proactive personality and adjustment focus. Effectively activate the coordination and matching of individual characteristics and organizations, enhance the adaptability of enterprises to cope with volatile environments, and help enterprises sustainable development. Reference | Related Articles | Metrics | Comments（0）