当代财经 ›› 2023, Vol. 0 ›› Issue (8): 17-29.

• 理论经济 • 上一篇    下一篇

住房价格不平衡对我国财富分布格局的影响研究

傅东平, 苏晓   

  1. 贵州财经大学 经济学院,贵州 贵阳 550025
  • 收稿日期:2022-11-28 修回日期:2023-06-12 发布日期:2023-09-14
  • 通讯作者: 苏晓,贵州财经大学博士研究生,主要从事宏观经济理论与政策研究,联系方式1013854544@qq.com。
  • 作者简介:傅东平,贵州财经大学教授,博士生导师,经济学博士,主要从事宏观经济理论与政策研究;
  • 基金资助:
    国家自然科学基金项目“区域房价不平衡上涨的财富分配效应及政策协调研究”(71964006); 贵州财经大学2021年度在校学生科研项目(2021ZXSY79); 贵州省大数据统计分析重点实验室第二批开放课题“贵州工业智能化、绿色化、高端化统计监测研究”(BDSA20200105)

Research on the Influence of Unbalanced Housing Price on the Distribution Pattern of the Wealth in China

FU Dong-ping, SU Xiao   

  1. Guizhou University of Finance and Economics, Guiyang 550025, China
  • Received:2022-11-28 Revised:2023-06-12 Published:2023-09-14

摘要: 规范财富积累机制对我国分阶段推进共同富裕和实现经济高质量发展具有重要意义。通过分析房屋财富差异影响家庭财富不平等的典型事实,基于房价上涨、房屋财富升值与财富不平等程度加剧的理论逻辑并利用2011—2019年中国家庭金融调查(CHFS)数据的研究结果表明,住房价格不平衡将会加剧同类型家庭内部、不同类型家庭之间的财富不平等程度,严重恶化我国财富分布格局。家庭财富积累动机与房价水平的双重差异是造成同类型家庭内部财富不平等的核心因素,房价上涨的财富效应与房价水平的双重差异是导致不同类型家庭之间财富分化的关键成因。数值模拟显示,降低收入差距与城乡差距、缓解财富顶层集中、有效管控住房投资行为、切实降低消费性住房购买压力等措施,对我国规范收入分配秩序和财富积累机制、改善财富分布格局具有积极意义。

关键词: 房价不平衡, 财富积累机制, 财富不平等, 数值模拟

Abstract: To standardize the wealth accumulation mechanisms is of great significance for China to promote common prosperity in stages and achieve high-quality economic development. By analyzing the typical facts that housing wealth difference affects family wealth inequality and based on the theoretical logic of rising house prices, appreciation of housing wealth and increasing wealth inequality, this paper makes a study with the data of China Household Finance Survey (CHFS) from 2011 to 2019. The findings show that housing price imbalance will aggravate the wealth inequality within the same type of families and between different types of families, which will seriously worsen the wealth distribution pattern in China.The dual difference between family wealth accumulation motivation and housing price level is the core factor that causes wealth inequality within the same type of family, and the dual difference between the wealth effect of the rising housing price and the housing price level is the key cause of wealth differentiation among different types of families. The numerical simulation shows that such measures as reducing the income gap and the urban-rural gap, alleviating the top concentration of wealth, effectively controlling housing investment behaviors, and effectively reducing the pressure of purchasing consumer housing have positive effects on standardizing the income distribution order and the wealth accumulation mechanism and improving the wealth distribution pattern in China.

Key words: unbalanced housing prices, wealth accumulation mechanism, wealth inequality, numerical simulation

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