当代财经 ›› 2018, Vol. 0 ›› Issue (09): 81-.

• • 上一篇    

关于金融本源和创新边界的研究

陆岷峰   

  1. (南京财经大学 中国区域金融研究中心,江苏 南京 210046)
  • 收稿日期:2018-03-12 发布日期:2021-01-21
  • 作者简介:陆岷峰,南京财经大学首席研究员,教授,博士,主要从事宏观经济、商业银行与中小企业研究,联系方式jslmf@263.net。

Research on Financial Sources and Innovation Boundary

LU Min-feng   

  1. (Nanjing University of Finances and Economics, Nanjing 210046, China)
  • Received:2018-03-12 Published:2021-01-21

摘要: 随着我国经济进入新常态,金融业发展脱实向虚,金融规模过度膨胀并超出实体经济规模,假借金融创新之名游离于监管体制之外的非法金融活动猖獗,金融创新超过实体经济发展需求,给金融市场秩序带来了不稳定因素。从金融本源看,金融的核心范畴、发展历程都与实体经济紧密相关。应将金融服务发展空间与提高实体经济发展能力紧密结合,同时坚守金融创新法律、监管、风险三条边界,只有这样才能保证金融发展的活力和承载力。

关键词: 金融本源,创新边界,实体经济,金融风险

Abstract: Along with China’s economy enters the new normality, the development of the financial industry breaks away from the real into the virtual, the financial size is over expanded and exceeds the real economy scale, the illegal financial activities run wild which drifts away from the regulatory system in the name of financial innovation, and the financial innovations are in excess of the demand of the real economy development, which brings uncertainties to the stability of the financial markets. Seeing from the financial sources, the core category and development process of finance are closely related to the real economy. We should closely integrate the development space of financial services with the improvement of the development ability of the real economy, and at the same time adhere to the three boundaries of financial innovations, i.e., the law, the regulations and the risk, only in this way can we ensure the vitality and the bearing capacity of the financial development.

Key words: financial sources; innovation boundaries; the real economy; financial risks