江西财经大学学报 ›› 2016, Vol. 0 ›› Issue (02): 396-.

• • 上一篇    

医疗保险对外来务工人员是有效的吗?——基于CHIP2007微观数据和PSM模型的实证分析

石大千,张卫东   

  1. (华中科技大学 经济学院,湖北 武汉 430074)
  • 发布日期:2021-01-21
  • 作者简介:石大千,华中科技大学博士研究生,主要从事微观经济学研究,联系方式743722746@qq.com;张卫东,华中科技大学教授,博士生导师,主要从事新制度经济学研究。

Is Medical Insurance Effective for Migrant Workers? An Empirical Analysis Based on the Micro Data of CHIPS 2007 and PSM Model

SHI Da-qian, ZHANG Wei-dong   

  1. (Huazhong University of Science and Technology, Wuhan 430074, China)
  • Published:2021-01-21

摘要: 基于CHIP2007微观数据,采用PSM方法解决样本选择偏误和内生性问题,研究了医疗保险对外来务工人员健康、医疗服务利用、医疗负担和医疗支出的影响,从而进行有效性评估。研究结果表明,医疗保险对来务工人员而言是有效的,它显著改善了外来务工人员的健康水平。其中,女性群体健康效应显著,男性不显著;低收入群体健康显著改善,中高收入群体不显著。其次,医疗保险显著提高了外来务工人员的医疗服务利用水平,这是外来务工人员健康水平改善的一个途径。

关键词: 医疗保险,外来务工人员,PSM

Abstract: By making use of the micro data of CHIPS 2007, this paper firstly adopts the PSM method to solve the problems of the biased errors in sample selection and the endogeneity, then it studies the influence of medical insurance on health, medical services, medical burden and medical expenses of migrant workers, so as to have an effective evaluation. The research results show that the medical insurance is effective for migrant workers; it can significantly improve the health level of migrant workers. Among them, the health effect in the female group is significant, but the male group is not; while the health of low-income groups has been improved significantly, the group with middle and higher income is not significant. In addition, the medical insurance has significantly improved the level of medical service utilization for migrant workers, which is a way to improve the health of migrant workers.

Key words: medical insurance; migrant workers; PSM