当代财经 ›› 2026, Vol. 0 ›› Issue (8): 30-42.

• 财政金融 • 上一篇    下一篇

农村低保“准入—退出”如何影响家庭经济韧性

李春根a, 张昌柱b   

  1. 江西财经大学 a.财政税务学院 b.公共管理学院,江西 南昌 330013
  • 收稿日期:2026-03-03 修回日期:2026-07-10 出版日期:2026-08-15 发布日期:2026-09-14
  • 通讯作者: 张昌柱,江西财经大学博士研究生,主要从事公共经济与社会保障研究,联系方式18096172196@163.com。
  • 作者简介:李春根,江西财经大学教授,博士生导师,经济学博士,主要从事公共经济与社会保障研究。
  • 基金资助:
    教育部哲学社会科学研究专项(党的二十大精神研究)“中国式现代化的历史逻辑、理论逻辑、实践逻辑研究”(23JD20027); 国家社会科学基金一般项目“脆弱性理论视角下西部地区规模性返贫风险预警与防范路径研究”(23GLD00634); 江西省2024年度研究生创新专项资金项目“城市最低生活保障制度的‘捆绑效应’与优化路径”(YC2024-B132)

The Impact of the Entry-Exit Mechanism of the Rural Minimum Living Standard Guarantee on Household Economic Resilience

Li Chun-gen, Zhang Chang-zhu   

  1. Jiangxi University of Finance and Economics, Nanchang 330013, China
  • Received:2026-03-03 Revised:2026-07-10 Online:2026-08-15 Published:2026-09-14

摘要: 农村低保制度既是常态化防止返贫致贫机制的重要环节,也是农村低收入群体分层分类帮扶的重要依托。为系统考察农村低保如何影响家庭经济韧性,以农村低保制度的“准入—退出”管理机制为准自然实验,结合2013年、2015年、2017年和2019年4轮中国家庭金融调查数据的研究发现,农村低保准入显著提升了家庭经济韧性。机制检验表明,健康保障、教育保障与住房保障是低保准入提升家庭经济韧性的核心渠道。异质性分析发现,低保准入对家庭经济韧性的提升作用存在明显的区域与群体差异,在东部地区及收入水平较低的家庭中表现得更为突出。调节效应分析表明,补贴力度会正向调节低保准入对家庭经济韧性的促进作用,即补助金额越高,其促进作用越强。进一步分析发现,低保退出未导致家庭经济韧性显著下滑,且健康保障机制的积极效应具有持续性。据此,应从深化低保准入机制改革、构建精细化低保退出支持体系、强化分层分类帮扶协同三个方面发力,推动低保制度从兜底保障向韧性治理转型,切实筑牢防止返贫致贫的制度防线。

关键词: 农村低保制度, 家庭经济韧性, 低保准入, 低保退出

Abstract: The Rural Minimum Living Standard Guarantee (Rural Dibao) System is both a core component of China’s normalized mechanism for preventing poverty relapse and new poverty onset, and a key pillar for delivering stratified and categorized assistance to rural low-income groups. To systematically examine how the Rural Dibao System affects household economic resilience, this paper exploits the system’s entry-exit mechanism as a quasi-natural experiment. Using four waves of the China Household Finance Survey (CHFS) data from 2013, 2015, 2017 and 2019, the empirical analysis demonstrates that Dibao enrollment significantly enhances household economic resilience. Mechanism tests reveal that health security, education security and housing security are the primary channels through which Dibao participation boosts household economic resilience. Heterogeneity analysis finds that the improvement effect of Dibao enrollment exhibits significant regional and household heterogeneity, being more pronounced in eastern China and among lower-income households. The moderation analysis reveals that the subsidy level positively moderates the effect of Dibao access on household economic resilience, such that a higher subsidy amount is associated with a stronger positive effect. Further analysis indicates that Dibao exit does not induce a statistically significant decline in household economic resilience, and the positive effect of the health security channel persists over time. Accordingly, policy efforts should focus on three key dimensions: refining Dibao entry criteria, instituting a tailored exit support mechanism, and enhancing the synergy of stratified and categorical assistance. Such an approach would help steer the Dibao system beyond mere subsistence protection toward a resilience-building governance model, thereby reinforcing the institutional bulwark against poverty recurrence.

Key words: Rural Minimum Living Standard Guarantee (Rural Dibao) System, household economic resilience, Dibao enrollment, Dibao exit

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